The Best Accounting Software for Mac – Top 10 Compared for 2024

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Choosing the best accounting software for Mac can be difficult. Mac users need compatible, safe, and easy-to-use software on their devices to support quick and smooth business transactions. Using the appropriate accounting application makes all the difference, as it may uncover significant efficiencies, allowing you to work faster and smarter while eliminating errors and tedious work.

That’s why we’ve reviewed the market’s best accounting software for Mac users to help you find the ideal fit for your needs.

The Best Accounting Software for Mac

  1. FreshBooks: Best for self-employed professionals
  2. Zoho Books: Best for iOS mobile app accounting
  3. Xero: Best for advanced integrations & multiple users
  4. QuickBooks: Best for easy tax filing
  5. Wave: Best for small business free accounting solution
  6. Xendoo: Best for business bookkeeping
  7. Sage: Best for small business accounting
  8. Melio: Best for vendor/bill payments
  9. Oracle NetSuite: Best for large businesses
  10. Bonsai: Best for freelancers

The Best Accounting Software for Mac Reviews

We’ve identified ten of the best accounting solutions for Mac users, each offering seamless Mac integrations. In this guide, we considered their suite of features for the modern business landscape, pricing, and users’ reviews as our testing criteria.

1. FreshBooks – Best for Self-employed Professionals

FreshBooks Logo

Best For Self-employed professionals
Free Trial Yes, 30 days free trial
Price From Starting from $19/month
Top 3 Features Unlimited Expenses Tracking, Intuitive Dashboard, Built-in Time Tracking Tool
Why We Picked It

We selected FreshBooks as the best accounting software for self-employed professionals, freelancers, and small businesses using Mac. This is due to its excellent functionality and intuitive UI developed for the Apple system, which corresponds with the aesthetics and ease of use that Mac users value.

Its user-friendly invoicing system, robust automation, project management features, and expenditure and time-tracking tools are excellent for streamlining administrative activities. With all of its easy-to-understand Mac-compatible features, it is significantly less expensive than programs like Oracle NetSuite.

  • Seamless Integration with Bank Account: FreshBooks effortlessly integrates with bank accounts and automatically updates transaction details, ensuring that balance sheets remain current.
  • Intuitive Dashboard: FreshBooks is one of the best accounting solutions with an easy-to-understand UI. Each element has been designed with usability in mind, making complicated data easy to understand and assisting you in making the best decisions.
  • Simplified Finance Management: The FreshBooks payment solution streamlines financial management by allowing your clients to pay online quickly. It also allows you to post checkout buttons on your website, social media pages, or anywhere online so clients can just click and pay.
  • Unlimited Invoice and Expense Tracking: Most accounting software, such as QuickBooks and Zoho, offer tiered plans with expenses and invoice tracking limits, whereas FreshBooks provides unlimited transaction tracking on all plans, free and paid. With this feature, a small business can do more while saving money.
  • Excellent Customer Support: FreshBooks provides versatile customer service, such as phone and email support, allowing you to choose the most preferable channel. You can quickly contact a support agent over the phone, which is only sometimes the case with most accounting software providers.
Pricing Plans

FreshBooks offers four subscription plans, as highlighted below:

Plan Lite Plus Premium Custom
1 month $19/month $33/month $60/month Quote-based
1 year $205.20/year $356.40/month $648.0/month Quote-based
  • Lite: This plan is suitable for freelancers or self-employed professionals who manage up to five clients. Its features include five billable clients, unlimited expense tracking, unlimited estimates, and the ability to run reports for taxes.
  • Plus: This plan is for professionals or business owners with an extensive client capacity. It offers all the features that come with the Lite plan, together with the ability to manage 50 clients, set up recurring bills and client retainers, and collaborate with your accountant.
  • Premium: This plan is suitable for small business agencies with unlimited capacity for client management. It includes all the Plus plan features with unlimited client management, tracking project profitability, and access to customizing email templates.
  • Custom plan: This plan is suitable for small businesses with a minimal number of employees. The plan offers everything in the Premium plan with 2 team members’ accounts, dedicated customer support, automatic bills and receipt capturing, unlimited client invoicing, a dedicated account manager, and data migration.

We consider FreshBooks software an affordable choice for solopreneurs and small enterprises needing basic accounting services. Although extra team members cost $11/user/month, payroll is charged at a customized rate for all subscription tiers. You can try the product out for free for 30 days before making a financial commitment.

Who's It Best For?

FreshBooks accounting software is perfect for solo professionals and freelancers seeking basic and user-friendly accounting features tailored to Mac users. Its pricing options are geared to specific business needs and budgets, making it affordable to individuals and small businesses.

Pros pros

  • Intuitive invoicing interface that’s compatible with Mac
  • Effective expense and time tracking
  • Payment process simplification for clients
  • Friendly, versatile, and 24/7 live chat support

Cons cons

  • Invoice numbering can be inconsistent
  • Payroll is an additional cost
  • Advanced features come with extra fees
  • Cannot handle complex accounting processes

Read our full FreshBooks review

2. Zoho – Best for Mobile Accounting

Zoho Books Logo

Best For Mobile accounting
Free Trial Yes, 14 days free trial and free plan
Price From Starting from $15/month
Top 3 Features Accessible Accounting Data Everywhere, Compatibility with Apple Watch, Secure Payment Options
Why We Picked It

We chose Zoho Books as the best mobile accounting software because of its compatibility with Apple devices such as Mac, iPad, and iPhone. The free plan has some restrictions, but you still get all the perks that the paid plan offers. Its integration with mobile devices such as iOS and Android allows you to complete your accounting tasks on the go and without interruption.

While Zoho lacks several complex features that QuickBooks has, its time-tracking, financial management, and multi-currency support features, which are also available on mobile apps, benefit businesses looking to expand globally.

  • Quick Mileage Tracking and Conversion: Zoho’s mobile app, available on Android and iOS, allows you to quickly track your travel distance and convert it into an expense using GPS and Apple Maps.
  • Compatibility with Siri: Zoho seamlessly integrates with Siri, allowing you to set transaction reminders, start and stop timers, make expenses, and review unpaid bills using Siri’s conversational shortcuts.
  • Accessibility on Apple Watch: You can easily sync your Apple devices so that you may access accounting information from anywhere. The Zoho Books app for Apple Watch allows you to stay on top of your finances while multitasking. You can monitor outstanding invoices, send payment reminders, and track project progress while on the move.
  • Online Inventory Tracking and Integration: Zoho Books features an advanced inventory system that competes with QuickBooks Online. Its inventory management feature allows you to track inventory levels, integrate Shopify sites, manage warehouses, print shipping labels, and calculate the cost of liquidating goods.
  • Cash Flow Management: The orderliness that comes with Zoho is a thing of joy for businesses that value attention to detail. Zoho Books facilitates simplified cash flow management, which allows you to record and categorize spending and payments, helping you to see expenses and income channels. You can also conveniently manage cash flow with automation features like payment reminders, although its automation features are less advanced than FreshBooks.
Pricing Plans

Zoho offers a forever free plan together with five other flexible paid plans. The below pricing reflects Zoho’s price plan:

Plan Free Standard Professional Premium Elite Ultimate
1 month $0/month $20/month $50/month $70/month $150/month $275/month
1 year $0/month $15/month $40/month $60/month $120/month $240/month
  • Standard: This plan supports three users, can manage up to 5,000 invoices, accepts payment gateways, and ten custom financial report generators
  • Professional: This plan supports five users and includes all the features in the standard plan, including project expenses and invoice tracking, retainer invoices, and timesheet approval.
  • Premium: This plan supports ten users, all the features in the Professional plan, vendor portal, budgeting, 50 custom reports, dedicated customer support
  • Elite: This plan supports ten users, all the features in the Premium plan, advanced inventory control, unlimited custom reports, and multi-currency support
  • Ultimate: This plan supports fifteen users, all the features in the Elite plan, analysis and tracking of key financial metrics, customize reports and dashboards, and collaboration features

Zoho Books offers a 14-day free trial which allows you to test and decide if it’s a good fit for you. Additional users are available for $2.5 per month. You can also buy add-ons like Advanced auto-scans, which cost $8 for 50 scans each month across all plans.

Who's It Best For?

Zoho Books accounting software is perfect for small and medium-sized businesses looking for comprehensive accounting solutions that facilitate mobile access to their financial data. With Zoho Books’ flexible price plans, you can quickly scale to a budget that meets your needs regardless of your business size.

Pros pros

  • Multi-currency support with diverse payment options
  • Automated payment reminders for efficiency
  • Impressive free-forever plan
  • Easy integration with Apple Maps for mileage tracking

Cons cons

  • Inability to edit accounting template from the iOS app
  • Slightly confusing plans
  • Limited feature scalability as business needs increase
  • Maximum number of users supported is 15 users

Read our full Zoho review

3. Xero – Best for Advanced Integrations & Multiple Users

Xero logo

Best For Advanced integrations & multiple users
Free Trial Yes, 30 days free trial
Price From Starting from $29/month
Top 3 Features Advanced Integrations, Unlimited Users Support, Fixed Asset Management
Why We Picked It

While Xero has similar accounting features as other accounting software like QuickBooks or Zoho, we particularly love its generosity with a number of users and available integrations/extensions.

If you’re seeking the best small business accounting software designed specifically for Mac users, Xero boasts several outstanding features and compatibility with a wide range of Mac-friendly products. It integrates seamlessly with over 1,000 apps, like Basecamp for project management and Harvest for time tracking, to improve workflow efficiency and make the accounting process more accessible.

  • Multiple Currency Support: Xero’s multi-currency capability for over 160 currencies, including USD and EUR, makes it ideal for handling multinational businesses.
  • Organized and Intuitive Design: In terms of user interface, Xero’s dashboard is notable for its orderly and intuitive design, which matches the simplicity that Mac customers value and frequently find with alternatives such as FreshBooks.
  • Numerous Mac-compatible Apps: The Xero App Store contains a variety of Mac-compatible apps for accounting, CRM, documentation, ecommerce, inventory, payroll, payment, time tracking, and much more, allowing you to manage your business with simplicity.
  • Fixed Asset Management: Xero has a fixed asset manager, which allows you to track fixed asset data and automatically compute depreciation charges.
  • Cloud-based Access: Xero is cloud-based accounting software, so you can access It from any Apple device with an internet connection. This allows you to easily manage your finances on the go, whether you’re using a MacBook, an iMac, or an iPad.
Pricing Plans

Xero offers 3 paid plans and lets you take advantage of a 30-day free trial for its Starter, Standard, and Premium plans.

Plan Starter Standard Premium
1 month $29/month $46/month $62/month
  • Starter: This plan allows you to send quotes and 20 invoices, reconcile bank transactions, and capture bills and receipts with Hubdoc.
  • Standard: This plan comes with unlimited invoices, quotes, bills, bulk transactions, and short-term cash flow.
  • Premium: This plan includes everything in the Standard plan plus the ability to use multiple currencies.

With Xero’s 30-day free trial, you may test and explore its features. One thing we like about Xero’s pricing strategy is that it only allows for monthly recurring billing. This technique ensures that you pay as you go and gives you the flexibility to quit or pause whenever you want. To discontinue your subscription, you need to provide one month’s notice.

Who's It Best For?

Xero’s user-friendly interface and low-cost plans make it an excellent alternative for handling finances and issuing invoices for sole proprietors and small enterprises with a large number of employees. Businesses that predominantly use Apple products can use Xero since its native Mac program provides a seamless user experience.

Pros pros

  • iOS mobile app available for Apple users
  • Real-time financial insights and custom financial reports
  • Diverse payment options
  • No yearly plan, which helps users cancel or pause subscriptions anytime

Cons cons

  • Project tracking is only available with an extra fee
  • iOs app has limitations with time tracking
  • Lack of live support
  • Its Starter plan only allows 20 invoices and five bills
  • Bulk reconciliation is not available in its basic plan

Read our full Xero review

4. QuickBooks – Best for Easy Tax Filing

QuickBooks Logo

Best For Easy tax filing
Free Trial Yes, 30 days free trial
Price From Starting from $15/month
Top 3 Features Advanced Integrations with Shopify, Salesforce, Hubspot, and others, iOS Device Compatibility, Bank Reconciliation
Why We Picked It

When it comes to the best accounting software for Mac users, we discovered that QuickBooks is an excellent option for Mac users seeking a robust cloud-based accounting solution with efficient tax filing. It combines a user-friendly interface with a range of advanced functionalities to meet different users’ taxing needs.

From managing expenses to cash flow, tracking income and billing, to handling payroll and reports, everything can be done from the comfort of your Mac, iPhone, or iPad. QuickBooks’ blend of automation and smooth connection with other applications distinguishes its tax filing procedure.

  • Seamless Integration with Numerous Apps: Quickbooks integrates seamlessly with over 750 third-party applications, including Mac-friendly CRM software like Salesforce, Zoho, and Pipedrive, increasing its capability and adaptability to different business demands.
  • Robust Inventory Management: Quickbooks’ inventory management is sophisticated, with detailed and real-time alerts for stock levels, setting it apart from competitors like Bonsai, which is more freelancer-focused and does not go fully into inventory management.
  • Data Security: QuickBooks prioritizes users’ security and privacy, ensuring automatic backup, using industry-standard encryption technology (128-bit SSL) to protect your data.
  • Intuitive Mobile App: With QuickBooks mobile app, you can run your business on the go without leaving anything behind. This flexibility is available to both Apple and Android users, allowing you to do everything expenses, reporting, invoicing, banking, and other advanced functions.
  • Banking Reconciliations: QuickBooks allows you to connect your bank accounts and credit cards seamlessly. It also supports manually importing transactions from your bank accounts for account reconciliation.
Pricing Plans

QuickBooks offers a wide range of features with its Simple Start, Essentials, Plus, and Advanced plans.

Plan Simple Start Essentials Plus Advanced
1 month $15/month $30/month $45/month $100/month
  • Simple Start: This plan supports only one user and allows you to create invoices and manage them alongside payments, general reports, receipt capture, and mileage tracking.
  • Essentials: This plan contains everything from the Simple Start plan with enhanced reports, bill management, multi-currency, the ability to add three users, and time-tracking capabilities.
  • Plus: This plan allows you to add five users and contains all the essential features, including inventory management, project profitability, budget management, and cash flow.
  • Advanced: The Advanced plan is designed for larger businesses with complex requirements and high-volume operations. With support for up to 25 users, powerful reporting tools, fixed asset tracking, and priority 24/7 customer support, this plan caters to the comprehensive needs of enterprise-level organizations.

QuickBooks is more considerable for people on budget than accounting software like Zoho Books in terms of feature richness, current price offer, and the number of users allowed for each plan.

Who's It Best For?

QuickBooks is an excellent fit for Apple users with a variety of accounting, bookkeeping, and business tax needs. QuickBooks includes VAT and GSC tracking with all of its plans, allowing self-employed individuals and small business owners to use the software for tax reporting purposes without incurring additional fees.

Pros pros

  • Intuitive interface with excellent visuals
  • Advanced inventory management
  • Streamlined tax processes
  • Seamless integrations with Mac-friendly apps

Cons cons

  • Limited support hours
  • Inventory management is only available on the highest plan
  • Low support for business scalability
  • The software experiences sudden glitches
  • Bank integrations are not stable

Read our full QuickBooks review

5. Wave – Best For Small Business Free Accounting Solution

Wave Logo

Best For Small business free accounting solution
Free Trial Free plan available
Price From Starting from $16/month
Top 3 Features Staff Payroll, Expert Advisor Support, Free Invoicing and Accounting Features
Why We Picked It

We chose Wave as the best free accounting software for start-ups and small enterprises using Mac devices due to its free offer, which is packed with helpful basic accounting functions.

Its primary functions include accounting, invoicing, payments, payroll, and banking solutions. One limitation we discovered with Wave is that while it is solid free financial management software, it lacks the feature richness of services like QuickBooks, which offers extensive reporting, customized invoicing, and detailed inventory management.

  • Staff Payroll: Wave automates payroll management for small businesses and simplifies employee and contractor payments. Although this option requires an additional price, it is still less expensive than FreshBooks’ payroll service.
  • Expert Advisor Support: Wave provides consulting services, with in-house accounting coaches and bookkeepers providing personalized bookkeeping, accounting, and tax help as needed. This feature is a premium add-on that helps business owners feel more confident in their financial management.
  • Free Invoicing and Accounting Features: Wave offers unlimited invoicing and bookkeeping to small businesses, allowing for non-stop finance management, as opposed to competitors who only provide unlimited invoicing on paid plans. Wave enables Mac users to build and share professional invoices with clients entirely for free.
  • Ease of Setup: Wave accounting software is easy to use, allowing users to quickly set up and use the software by inputting their business information, such as their name, address, and contact information.
  • Mobile Receipts: The Wave iOS app allows you to scan receipts on the go from your device.
Pricing Plans

Wave offers a completely free accounting and invoicing feature and a paid plan that supports extra flexibility. The price plan is highlighted below.

Plan Starter Pro
1 month $0/month $16/month
1 year $0/year $170/year
  • Starter – This plan offers basic accounting and invoicing solutions for new businesses that are seeking cost-effective accounting software. It includes features like unlimited invoicing, bookkeeping, estimates, and bills, on-the-go invoicing via the Wave app, and cash flow management.
  • Pro – This plan is suitable for small businesses that need more flexibility with their accounting solutions. It includes all the Starter plan features with the option to accept online payments at a discounted rate, auto-import bank transactions, digital capturing of unlimited receipts and track expenses, and automation of late payment reminders.

While Wave’s affordability and basic accounting capabilities make it an excellent choice for small enterprises, customers may need to pay an additional fee to enjoy flexibility and more features.

Accepting online payments, for example, starts at 2.9% + $0.60 per credit card transaction, while payroll begins at $20 per month.

Who's It Best For?

Wave accounting software is suitable for freelancers, small businesses, and entrepreneurs seeking a free accounting solution for Mac platforms. It’s also ideal for startups and small businesses on a tight budget because it delivers essential basic accounting features for free.

Pros pros

  • Best free accounting software app for iOS users
  • User-friendly interface
  • Scalable with optional, paid features for growing businesses

Cons cons

  • Live-person chat and email support are only available for paid plans
  • Lacks a native Mac app
  • Advanced features like Payroll come at an extra fee

Read our full Wave review

6. Xendoo Accounting – Best for Businesses Bookkeeping

Xendoo Logo

Best For Businesses bookkeeping
Free Trial No
Price From Starting from $395/month
Top 3 Features Seamless Integration with QuickBooks and Xero, Year Round Tax Support, Dedicated Bookkeeper with Guarantee
Why We Picked It

We appreciate the professional accounting, tax, and bookkeeping services that Xendoo provides to businesses. These services help businesses feel more confident in their financial practices, which is why Xendoo made our list of the best accounting software for Mac users.

The Xendoo app is available for iPhone and iPad, making bookkeeping available anywhere. However, the pricing may be heavy for smaller firms when compared to less expensive, self-managed choices such as Sage or Wave.

Xendoo Accounting for Mac provides a unique combination of software and customized support. Full monthly financial statements and a specialized CPA team assure accuracy and timeliness while managing accounting tasks.

  • Year-Round Tax Support: Xendoo offers a year-round tax service, guaranteeing that all users, including Mac clients, can get tax help whenever they need it. This function allows users to keep track of their tax responsibilities and make smart financial decisions throughout the year.
  • Dedicated Bookkeeper with Guarantee: Xendoo assigns each user a specialized bookkeeper who is in charge of keeping their financial records and offering tailored support. Having a specialized accountant simplifies communication and guarantees that users receive personalized attention and assistance with their business accounting needs. One of our favorite features about Xendoo is that it allows businesses to test and establish confidence in their expert bookkeeping team for 30 days, and if users do not see any guaranteed results, Xendoo will refund the monthly charge for the first month.
  • Seamless Integration with QuickBooks Online and Xero: Xendoo supports seamless integration with QuickBooks Online and Xero, allowing customers to synchronize their financial data easily. This integration simplifies the accounting process and ensures that users can use QuickBooks and Xero while also benefiting from Xendoo’s additional services.
  • Interactive Dashboard: Xendoo’s dynamic dashboard provides a detailed insight into your company’s financial performance. You will be able to quickly analyze your income, expenses, and cash flow and make data-driven decisions to improve the performance of your business.
  • Data Protection: To secure users’ financial information, Xendoo prioritizes security and data protection by using strong encryption, regular backups, and rigorous access controls.
Pricing Plans

Xendoo offers three monthly subscription plans, Essential, Growth, and Scale:

Plan Essential Growth Scale
1 month $395/month $695/month $995/month
1 year $355/month $625/month $895/month
  • Essential: This plan is suitable for bookkeeping for up to $50K in monthly expenses.
  • Growth: This plan is ideal for bookkeeping for up to $75K in monthly expenses.
  • Scale: This plan is ideal for bookkeeping for up to $125K in monthly expenses

Custom plans are available for businesses with monthly payments of more than $125,000 or full accrual. Tax Guidance is also provided for an additional $1,200 each year.

Who's It Best For?

Xendoo accounting software is excellent for small enterprises and self-employed individuals who want a simple accounting solution with personalized support and professional guidance. Professionals and small business owners who wish to use Mac-compatible software can use Xendoo for their bookkeeping and finance needs as well.

Pros pros

  • A blend of intuitive software and professional services
  • Ensures tax compliance with dedicated advisory services
  • Access to fractional CFOs for expert insights and guidance
  • Best for businesses desiring robust, dedicated bookkeeping services on Mac

Cons cons

  • Expensive price plan compared to other accounting software like FreshBooks
  • Limited integrations compared with accounting software like Zoho Books
  • Expensive add-ons
  • Tax support is available at a costly extra fee

Read our full Xendoo review

7. Sage – Best for Small Business Accounting

Sage Logo

Best For Small business accounting
Free Trial Yes, 30 days free trial
Price From Starting from $58.92/month
Top 3 Features Budgeting and Forecasting, Sage Security Shield, Advanced Inventory
Why We Picked It

We chose Sage as the best bookkeeping software for small business accounting processes because of its user-friendly interface that allows you to monitor balance sheets and cash flow, track inventory and expenses, and manage unpaid and late invoices in one place.

Sage also offers an easy-to-use bookkeeping and accounting app for iOS, allowing you to access the financial management tools you need from your iPhone. It offers multi-currency capability, which is critical for multinational companies. It provides a similar level of efficiency as Bonsai but with a focus on overall business operations rather than freelance work.

  • Data Security: Sage, being a cloud-based platform, prioritizes data security by deploying strong encryption and storing your financial information every hour.
  • Expert Advice/Training: A prominent feature we love about using Sage software is the Sage Accountants Network (SAN), which provides training, support, and tools to improve collaboration and client relationship management. This is ideal for small business owners, accountants, and bookkeepers.
  • Powerful Automation: Sage Accounting offers comprehensive automation tools, such as automated payroll runs, to ensure that employees are paid on time and in the correct amount. Salaries and income, including hourly rates, taxes, deductibles, PTO, and insurance, are computed automatically, eliminating the need for manual calculations.
  • Automatic Data Entry: Sage Accounting, like Xero, has AutoEntry, which automates data entry and eliminates the need for manual input. It scans bank statements one at a time or in bunches, including receipts provided via the iPhone. However, when compared to competitors such as FreshBooks, the interface appears to be outdated.
  • Sage Security Shield: Sage Security Shield is a cybersecurity and internal fraud prevention tool for small and medium-sized enterprises. This functionality is available for free with a Sage 50 subscription.
Pricing Plans

Sage offers a variety of price plans based on the specific product you select. Sage 50 accounting starts at $58.92 per month and is ideal for solopreneurs, entrepreneurs, and small businesses.

Plan Pro Accounting Premium Accounting Quantum Accounting Payroll Bundles
1 month $58.92/month $96.58/month $160/month Custom
1 year $595/year $970/year $1,610/year Custom
  • Pro Accounting – This plan offers easy accounting software for solopreneurs, entrepreneurs, and small businesses. Features include 1 user, invoice and bill tracking, expense management, bank reconciliation, reporting, inventory management, and Sage security shield.
  • Premium Accounting: – This plan offers advanced accounting software for small businesses. Features include everything in Pro Accounting with the addition of up to 5 users, multiple companies, advanced budgeting tools, audit trails, and industry-specific features.
  • Quantum Accounting –This is the full Sage 50 experience, including industry-specific functionality. Features include everything in Premium Accounting with the addition of up to 40 users, with workflow management and role-based user management.
  • Payroll Bundles – This is a custom-based solution that allows businesses to extend Sage 50’s power and streamline finances with Sage 50 + Payroll bundles.

Sage’s price is on the higher end when compared with software like FreshBooks, and it is best suited for enterprises with complex financing and bookkeeping needs. Before committing financially to Sage service, you can take advantage of the 30-day free trial period.

Who's It Best For?

Sage 50 is ideal for businesses that are knowledgeable about desktop software and have a strong understanding of accounting principles. Businesses that need inventory tracking and other advanced business management features can also use Sage 50, as it offers compatible software for Mac.

Pros pros

  • Simple to set up on Mac devices
  • Intuitive and easy-to-use interface
  • Error reduction with accounts receivable features

Cons cons

  • Plans are expensive
  • Limited number of users despite the expensive plan
  • Features like AutoEntry and payroll cost extra
  • Add-ons are expensive

Read our full Sage review

8. Melio – Best for Vendor/Bill Payments

Melio Logo

Best For Vendor/Bill payments
Free Trial Free version
Price From No monthly plan, but transaction fees
Top 3 Features Tenant Payment Tracking, Mac-compatible Applications/ Seamless Integration with Accounting Software
Why We Picked It

We chose Melio as an excellent Mac-compatible accounting software option for facilitating easy vendor payments, especially when on the go. While Melio lacks the accounting functionality of QuickBooks or FreshBooks, it excels in vendor payments due to its simplicity and mobility.

Melio stands out for its approach to ACH bank transfers, which has no subscription fees. The convenience of tracking and scheduling payments from an iPhone makes it a time-saving tool, but it lacks the accounting functionality that competitors such as Sage provide.

  • Mac-compatible features: Melio’s accounting software works smoothly with Mac devices, allowing users to easily access financial data and complete accounting tasks while on the go. This ensures that Mac customers can effectively manage their funds without encountering compatibility concerns.
  • Seamless Synchronization with Accounting Software: Melio integrates effortlessly with common accounting software, ensuring that financial data is completely shared between systems. This integration improves the accounting process for businesses by minimizing the need for manual data entry and lowering the chance of errors.
  • Free ACH bank transfer and no subscription fees: Melio offers the ease of free ACH bank transfers, which allow business owners to conveniently move funds between accounts without incurring additional expenses. Furthermore, Melio does not charge subscription fees, making it an affordable option for small businesses or startups.
  • Dedicated team management tool: Melio offers a dedicated team management solution that allows organizations to manage their employees and collaborate on financial tasks efficiently. This feature improves organizational efficiency and cooperation by making communication, task assignment, and team activity tracking easier.
  • Payments Schedule: Melio includes a payment plan feature, which allows users to make payments for bills, invoices, and other financial responsibilities. This feature will enable customers to remain organized and make timely payments, avoiding late fees and preserving good vendor relationships.
Pricing Plans

ACH bank transfers are free, but Melio charges fees for various transactions as listed below:

  • Mail check — $1.50 (first two are free)
  • Pay by card — $2.9%
  • Instant transfer — 1.5% (up to $50)
  • Fast ACH bank transfer — $1% (up to $30)
  • Fast check — $20
  • International payments — $20 (flat fee)

While Melio does not support monthly subscriptions, you can try Melio for free today and start providing better ways for your clients to pay for your services.

Who's It Best For?

Melio accounting software is ideal for small and medium-sized businesses (SMBs) such as freelancers, contractors, startups, and service-based organizations seeking an easy-to-use and cost-effective way to handle their business accounting processes.

Pros pros

  • User-friendly interface, optimized for Mac and iPhone users
  • Efficient vendor payment management
  • Option for scheduled payments enhances cash flow management
  • ACH bank transfers are fee-free

Cons cons

  • Unreliable customer service
  • No instructional videos for better software usage and understanding
  • Usage requires technical support

Read our full Melio review

9. Oracle NetSuite – Best for Large Businesses

Oracle NetSuite Logo

Best For Large businesses
Free Trial No
Price From Custom-based
Top 3 Features Automated Inventory Management, MacOS Integration, Cash Management
Why We Picked It

Oracle NetSuite is the best business accounting software for Mac at the enterprise level, providing complete business accounting solutions suitable for global operations. NetSuite, which offers modules for CRM, accounting, ERP, and ecommerce, allows for a multifaceted approach to enterprise business management and accounting.

NetSuite simplifies payables and receivables management while providing real-time profitability analytics. Its tools are designed for user accessibility, eliminating the complexity commonly associated with enterprise-level solutions.

  • MacOS Integration: The integration with Mac OSX and iOS devices is a notable feature that most business needs for financial data accessibility across Apple devices. The familiar Apple iCalendar software layout allows users to easily manage scheduled chores and appointments, setting it apart from competitors.
  • Ecommerce Integration: NetSuite’s versatility is demonstrated by its seamless integration with platforms such as Amazon, Shopify, and HubSpot, which enables large enterprises to expand their operations beyond traditional accounting tasks.
  • Financial management: NetSuite provides a real-time, consolidated view of a company’s financial state, with multi-currency support, transaction monitoring, auditing, and budgeting.
  • Customer relationship management: Netsuite offers organizations a cloud-based solution that enables easy management of customer relationships and helps manage customer needs throughout the purchasing process.
  • Analytics and Reporting: NetSuite offers real-time financial reporting and analytics dashboards, allowing businesses to monitor key performance indicators (KPIs), measure financial data, and obtain insights into their business performance. With the help of NetSuite’s business intelligence capabilities, you can easily identify patterns and offer valuable insights to help your company flourish.
Pricing Plans

Oracle NetSuite offers tailored pricing to meet the individual demands of different businesses. While this technique ensures individualized solutions, it makes the service difficult to compare to other providers. However, you can take a product tour from NetSuite’s website to see if the service is right for your business.

Who's It Best For?

Oracle NetSuite is ideal for Mac users in midsize to big enterprises seeking a comprehensive cloud-based ERP system that integrates finance management, inventory management, and other critical business operations. It’s useful for businesses with high-end finance operations, many subsidiaries, or foreign operations because it provides strong multi-currency and multi-subsidiary management features.

Furthermore, organizations in need of scalability, flexibility, and real-time access to their financial and operational data may find Oracle NetSuite to be the appropriate accounting solution.

Pros pros

  • In-depth financial insights
  • Advanced inventory management tools
  • Adaptability for global business operations
  • Multiple payment options

Cons cons

  • Non-transparent pricing
  • Expensive plans
  • Customer support availability could be better
  • Complexity with understanding the software functionalities

Read our full NetSuite review

10. Bonsai – Best for Freelancers

Bonsai Logo

Best For Freelancers
Free Trial Yes, 7 days free trial
Price From Starting from $21/month
Top 3 Features Minimalistic Design, Integration with Zapier, QuickBooks, and Calendly, Automatic Budgeting
Why We Picked It

We chose Bonsai as the best for solopreneurs/freelancers because it is ideal for Mac freelancers in need of simple and efficient accounting software. It is designed with the Mac ecosystem in mind as it offers an intuitive user experience. The dashboard’s clean, minimalistic design ensures easy navigation, allowing freelancers to manage finances, clientele, projects, and tasks under one roof.

Bonsai is geared toward providing freelancers with an optimized approach to handling accounting needs. It enables the creation of professional invoices, efficient contract management, and collaborative interactions with clients. While FreshBooks offers an equally intuitive experience, Bonsai is tailored more towards the specific needs of freelancers.

  • Easy-to-use Templates: Bonsai provides easy-to-adapt templates. Freelancers with little time will appreciate thousands of ready-made templates for a variety of papers, including contracts, proposals, professional invoices, briefs, quotes, and tax forms.
  • Time Tracker App: The Bonsai Time Tracker application, available on the Mac App Store, adds value by allowing freelancers to monitor their work hours correctly, and we consider it one of the best online project management tools. Its simplicity and ability to sync with Mac and iPhone devices enhance user comfort.
  • Project Management: Bonsai accounting software has robust project management tools, allowing you to create, track, and manage projects smoothly. With capabilities such as job allocation, milestone tracking, and resource management, you can quickly monitor project progress and share expenses, offering a complete picture of project finances within the accounting system.
  • Client Management: Bonsai simplifies client management for freelancers by organizing client information, recording contact history, and scheduling follow-up reminders, resulting in easy client interactions.
  • Financial Management: We like Bonsai’s comprehensive financial management tools, which aid in handling every aspect of a business’s accounting process. You can manage cash flow and financial health effectively, from planning and cost tracking to invoicing and tax management.
Pricing Plans

You can use Bonsai by considering any of its three plans listed below based on your needs:

Plan Starter Professional Business
1 month $25/month $39/month $77/month
1 year $21/month $32/month $66/month
  • Starter: This plan is suited for freelancers and contractors.
  • Professional: This plan is suited for a growing business.
  • Business: This plan is suited for small businesses and agencies.

There are two ways to get started for free with Bonsai: one by using its 7 days free trial and secondly by using Bonsais’ first two months of free offering when you choose a yearly plan.

Who's It Best For?

We picked Bonsai as the best for solopreneurs/freelancers because it is ideal for Mac freelancers looking for simple and efficient accounting software with an intuitive interface. The dashboard’s basic, minimalist design makes for easy navigation, allowing freelancers to manage funds, clients, projects, and tasks in one place.

Pros pros

  • Best business accounting software for Mac freelancers
  • Clean, intuitive interface
  • Integrated CRM and project management features
  • The Bonsai Time Tracking app is available on the Mac App Store

Cons cons

  • Limited customization options for templates
  • Dependency on the Internet for functionality
  • Limited features for advanced business processes

Read our full Bonsai review

The Best Accounting Software for Mac Compared

The table below provides a brief comparison of our reviewed accounting software for Mac. Consider how each of them can benefit your business.

Accounting Software Best For Free Trial Starting Price Top Features
FreshBooks Self-employed Professionals and Small Business Owners Yes, 30 days free trial $19/month Unlimited Expenses Tracking, Intuitive Dashboard, Built-in Time Tracking Tool
Zoho Mobile Accounting Yes, 14 days free trial and free plan $15/month Accessible Accounting Data Everywhere, Compatibility with Apple Watch, Secure Payment Options
Xero Advanced Integrations & Multiple Users Yes, 30 days free trial $29/month Advanced Integrations, Unlimited Users Support, Fixed Asset Management
Intuit QuickBooks Easy Tax Filing Yes, 30 days free trial $15/month Advanced Integrations with Shopify, Salesforce, Hubspot and others, Mobile Device Compatibility, Bank Reconciliation
Wave Small Business Free Accounting Solution There is no trial but a Free plan $16/month Staff Payroll, Expert Advisor Support, Free Invoicing and Accounting Features
Xendoo Businesses Bookkeeping No $395/month Seamless Integration with QuickBooks and Xero, Year Round Tax Support, Dedicated Bookkeeper with Guarantee
Sage Small Business Accounting Yes, 30 days free trial $58.92/month Budgeting and Forecasting, Sage Security Shield, Advanced Inventory
Melio Vendor/Bill Payments Yes, Start for free There is no monthly plan, but transaction fees Tenant Payment Tracking, Mac-compatible Applications/ Seamless Integration with Accounting Software
Oracle NetSuite Large Businesses No Custom-based Automated Inventory Management, MacOS Integration, Cash Management
Bonsai Freelancers Yes $21/month Minimalistic Design, Integration with Zapier, QuickBooks, and Calendly, Automatic Budgeting


How We Review and Test Accounting Products

To provide our readers with accurate and well-informed recommendations, we test the most popular accounting products on the market to find the best options for you. Our methodology consists of the following criteria:

  • Features: We examine the features of each accounting software to determine what capabilities are offered- such as creating, editing, and deleting transactions.
  • Compliance: We evaluate accounting software based on whether it offers local compliance when it comes to payroll, taxes, documentation, and more.
  • Bank Reconciliation: We test the reconciliation process to ensure transactions match bank statements accurately.
  • Multi-Currency Support: We verify the accuracy of currency conversions and transactions in multi-currency environments.
  • User Experience: We get hands-on with each product and act as a new user, testing each platform to gain understanding if the platform is easy to use or not.
  • Reporting and Documentation: We verify the accuracy of financial reports generated by the software such as balance sheets and income statements.
  • Integrations: We evaluate the integrations of each piece of software to determine how well it fits in with other key pieces in a business’s software stack, and whether its functionality can be expanded as required.
  • Audit Trails: We ensure the software maintains comprehensive audit trails for tracking changes made to financial data.

Benefits of Using Financial Software for Mac

Financial software is an important business tool that can increase efficiency, reduce errors, and save time. The detailed benefits of using accounting software built for Mac include:

  • Security: Mac-compatible financial software often passes Apple’s strict security criteria, offering customers peace of mind regarding the confidentiality and privacy of their financial data.
  • Integration with Apple devices: Accounting software for Mac integrates smoothly with Apple products and services, including iCloud, Calendar, and Contacts, allowing for more effortless productivity.
  • Compatibility: Using Mac-compatible accounting software means that the software has been flawlessly built to function nicely on Mac devices. This could improve workflow on Mac devices.
  • User-friendly Interface: Mac financial software typically offers simple interfaces tailored to the macOS design principles, making it simple for users to explore and use its features.

How Much Does Mac Accounting Software Cost?

Accounting software for Mac prices vary depending on the business needs. They may be free, affordable, or pricey. The price plans usually include basic accounting features as well as additional integrations to boost software versatility, which you may be obliged to pay for. These are the factors that may influence the software’s cost. Overall, you can expect to pay anywhere from $10 to $1000, depending on your business needs.

Free vs Paid Mac Accounting Software

Free accounting software often provides basic accounting operations, whereas paid versions offer advanced functionality. For example, free accounting software such as Wave and Melio provide excellent functionality for beginners and small businesses, but they may lack complete accounting features and dedicated customer service.

On the other hand, using a paid service like FreshBooks provides a more secure and robust experience, as well as reliable customer support. While free accounting software is ideal for basic and low-cost accounting needs, investing in paid accounting software often increases efficiency and peace of mind.

How to Choose Accounting Software for Mac

The criteria for selecting accounting software for Mac differ from those for general use. As a result, you must assess your existing budget and future growth objectives. You also need to make sure the software is compatible with your Mac computer, and if you prefer to use an iPhone or iPad, see if there is a mobile iOS app.

Here are some critical factors to consider when choosing accounting software for Mac.

Your budgetCustomizationCompatibilitySecurityEase of useFeaturesSupport and trainingScalabilityIntegrations

Consider the cost of the software both initially and in the long term. Then, select one that fits your current budget and has room to accommodate the financial changes as your business grows. Also make sure your budget corresponds with the important features your business needs.

Examine the software and ensure it allows the kind of customization your business needs, whether now or as the business grows.

Ensure the software is compatible with Mac operating systems and works efficiently with your other business tools. If you prefer using an iPhone or iPad, make sure a mobile iOS app is available.

Understand the software’s security features and security measures, and ensure that it complies with Mac’s data protection terms and conditions.

The selected software should be user-friendly. Look for intuitive design and easy navigation that are familiar to Mac users. This is to ensure that you and your team can use it efficiently without a steep learning curve.

Examine the features offered in each plan. Ensure the plan you choose provides the necessary features for your business operations and that crucial features aren’t locked behind higher-tier plans.

Evaluate the level of customer support and training resources available. A responsive support team and comprehensive training materials can make implementing and using Mac accounting software much smoother.

Choose software that can adapt to your business’s growth. Ensure it has the flexibility to handle increased volume and complexity as your business expands.

Choose Mac-compatible software that effortlessly integrates with frequently used Mac apps and complements your accounting and bookkeeping software processes.


What is the best personal accounting software for Mac?

Can you do accounting on a Mac?

What is an alternative to QuickBooks for Mac?

Does Apple have bookkeeping software?

John Iwuozor
Tech Writer
John Iwuozor
Tech Writer

John Iwuozor is a writer at Techopedia with over three years of experience and expertise covering topics on HR, business software, IT security, and finance for small and medium-sized businesses. His work has been featured on reputable platforms like Forbes Advisor and EsecurityPlanet. Leveraging his background in mathematics and data analysis, he specializes in delivering original and high-quality content with a keen eye for detail and accuracy.