Atomic Wallet Review 2024 – Everything You Need to Know

Our Verdict

Powerful Non-Custodial Wallet Gives you Control over your Private Keys

This non-custodial wallet simplifies your trading experience, allowing you to store all cryptos under one roof. Atomic Wallet charges no fees to download cryptos, and supports a portfolio dashboard, and staking options.
However, this wallet does lack top-notch security features such as cold storage. It could be a top option for those valuing compatibility with multiple device types, and access to your private keys.


  • Gives full control over your private keys
  • Compatible across multiple devices
  • No additional fees to store cryptos


  • Lacks multiple security features
  • 2% charge to buy cryptos with a Debit/Credit card
  • No browser extension supported

Disclaimer: Following the publishing of this review, Atomic Wallet was hacked, with a group of users now suing for $100m over funds lost in the attack.

Atomic Wallet is a non-custodial wallet available as a mobile app and desktop software. It supports a huge range of cryptocurrencies and networks and comes with an in-built staking tool.

In this Atomic Wallet review, we cover everything there is to know. We discuss supported coins, security features, staking yields, fees, user-friendliness, and much more.

Atomic Wallet Review Summary 

Atomic Wallet ticks a lot of boxes and will appeal to cryptocurrency investors looking for a non-custodial wallet. The wallet supports multiple device types and operating systems – including Windows, Mac, iOS, and Android. Atomic Wallet supports thousands of cryptocurrencies across multiple networks.

This includes Bitcoin, Ethereum, Cardano, Solana, and Binance Smart Chain. Users can also add their own custom tokens by providing the contract address. There are no fees to download the wallet nor store or receive cryptocurrencies. Our Atomic Wallet review found that both desktop and mobile versions are easy to use.

We also found that the wallet comes with a portfolio dashboard. This displays what cryptocurrencies are being stored alongside their currency value in dollars. Atomic Wallet also comes with a staking tool that supports a variety of PoS coins. This includes everything from Cardano and Tron to Cosmos and Near. Staking yields range from 5% to 22%. That said, our Atomic Wallet review also came across some drawbacks.

First, Atomic Wallet comes with limited security controls. Wallets are protected by a PIN or password, depending on the device. But there is no support for multi-sig permissions, cold storage, or two-factor authentication. Second, while Atomic Wallet allows users to buy cryptocurrencies with fiat money – this costs 2% ($10 minimum). This is on top of the fees charged by Simplex – which can go as high as 5%.

Type of Wallet Custodianship Supported Cryptos Fee for Buying Crypto Mobile App? Staking?
Desktop software and a mobile app Non-custodial Thousands of cryptocurrencies across the most popular networks, including Bitcoin, Ethereum, Cardano, Solana, and Binance Smart Chain 2% ($10 minimum). This is in addition to the 3.5-5% charged by Simplex. Yes Yes – in-built staking tool offers APYs of between 5% and 22%.

Supports some of the best staking coins, including Ethereum, Cardano, and Near

What is Atomic Wallet?

Atomic Wallet allows users to safely store, send, and receive cryptocurrencies. It is considered one of the best non-custodial wallets for diversified portfolios. In addition to Bitcoin, Ethereum, and Cardano, Atomic Wallet supports Binance Smart Chain, Monero, Fantom, and other popular networks.

Launched in 2018, Atomic Wallet is a cryptocurrency wallet that offers non-custodial storage. This means that by using Atomic Wallet, investors have full control of their cryptocurrencies. This is because only the wallet owner has access to their private keys. Atomic provides users with their private keys when setting up the wallet.

This is converted into a 12-word passphrase for convenience. Atomic Wallet is also protected by a password or PIN, depending on whether the desktop or mobile app is being used. Atomic Wallet is popular for its user-friendly layout and fee-free structure. There are no fees to pay to store or receive cryptocurrencies. Atomic Wallet does not make any money from outgoing transfers, either. Instead, GAS fees are sent straight to network miners.

Atomic Wallet supports a huge range of cryptocurrencies. Some of the most popular networks supported include Bitcoin, Ethereum, Binance Smart Chain, Cardano, and Solana. All cryptocurrencies on these networks are supported, even if they don’t come pre-loaded. This is because users can add their preferred tokens with their contract address.

Atomic Wallet review

As such, Atomic Wallet is popular with investors that want to keep all of their cryptocurrencies in the same wallet. Our Atomic Wallet review also found that it comes with an in-built staking tool. This comes with both its pros and cons. For instance, while yields of up to 22% are available, tokens need to be held for a minimum number of days before they earn staking rewards.

Cardano, for example, needs to be held for 15-21 days – depending on the staking provider. Cool fact: Atomic Wallet is one of the best Cardano wallets allowing users to stake Cardano at an APY of 5%. Moreover, we also found that Atomic Wallet falls short when it comes to fiat payments. This is because users are charged 2% or $10, whichever is higher. This is in addition to the 3.5-5% charged by Simplex.

We also found it difficult to verify fees when swapping tokens. While token swaps are facilitated by ChangeNOW, Atomic Wallet builds fees into the exchange rate. This makes it challenging to know the exact commission that is being paid. Nonetheless, Atomic Wallet is an overall good option for cryptocurrency investors to want to send, receive, store, and stake tokens under the same roof.

Supported Coins – What Cryptos Can You Store on Atomic?

Atomic Wallet is one of the best hot wallets for diversified portfolios. It supports a huge selection of networks, ranging from Bitcoin and XRP to Solana, Polygon, and Ethereum.

In this section of your Atomic Wallet review, we explore what cryptocurrencies and network standards are supported.

Pre-Loaded Cryptocurrencies

Atomic Wallet comes pre-loaded with support for over 1,000 cryptocurrencies.

Atomic Wallet supported coins

This includes:

  • Bitcoin
  • Ethereum
  • Tether
  • Cardano
  • BNB
  • Bitcoin Cash
  • Cosmos
  • Algorand
  • Solana
  • Dash
  • Monero
  • Polkadot
  • EOS
  • And many others

By default, Atomic Wallet also supports the best ERC20 tokens. This includes everything from Aave, 1inch, and Axie Infinity to Dogecoin, Basic Attention Token, and the Sandbox.

Additionally, the Atomic software Wallet also supports some of the best-emerging cryptocurrencies on the Binance Smart Chain. This includes PancakeSwap, STEPN, Trust Wallet Token, and Venus.

Custom Tokens

One of the best features of Atomic Wallet is it allows users to add a custom token.

In fact, any token can be added as long as Atomic Wallet supports its network.

  • For example, suppose a trader invests money into a crypto presale
  • The token follows the ERC20 standard and is yet to be listed on a crypto exchange
  • Once the contract address has been published by the crypto presale, the user can add their tokens to Atomic Wallet

There are various ways to add a custom token. The easiest way is to manually paste the contract address into Atomic Wallet. Then, transfer the tokens to the wallet address.

Alternatively, Atomic Wallet provides users with a unique QR code. Users can send the token to this wallet address, and Atomic Wallet will automatically add it.


In addition to supporting thousands of cryptocurrencies, Atomic Wallet can also store NFTs. We found that NFTs from multiple blockchain standards are supported.

Does Atomic Wallet support NFTs?

This includes:

  • Ethereum
  • Solana
  • Binance Smart Chain
  • Polygon
  • Avalanche
  • Fantom

Is Atomic Wallet Centralized or Decentralized?

Atomic Wallet is a decentralized crypto wallet. Otherwise referred to as ‘self-custody’ or ‘non-custodial’, Atomic Wallet simply sits between investors and the blockchain. As such, only the owner of the cryptocurrencies and NFTs can access their private keys.

Atomic Wallet will appeal to investors seeking decentralized storage. This is because the provider offers non-custodial access to the cryptocurrency markets.

After creating a new wallet, Atomic Wallet will provide the user with a 12-word passphrase. This represents the private keys for the wallet, and only the user can view them. This is because the passphrase is encrypted after leaving Atomic Wallet’s servers.

As a decentralized wallet, users have full control of their cryptocurrency wealth. This means that sending and receiving funds does require authorization from a third party. Instead, transactions are executed by blockchain miners.

This is in contrast to centralized wallets, which control the user’s private keys. In turn, users must seek approval from the centralized wallet to transact.

KYC for Buying Crypto With Fiat

There is one slight caveat to the above; those buying cryptocurrencies with fiat money will need to go through a centralized provider.

This means that the user will need to:

  • Provide personal information
  • Upload a government-issued ID

In doing so, the user will no longer be able to store their cryptocurrencies anonymously. This is something to consider before buying cryptocurrencies on Atomic Wallet.

That said, buying cryptocurrencies with fiat money will always require a KYC process, as per anti-money laundering laws.

Atomic Wallet Fees

The primary features offered by Atomic Wallet are completely free.

This includes:

  • Downloading the wallet
  • Receiving cryptocurrencies
  • Storing cryptocurrencies

As always, users will need to pay GAS fees when sending cryptocurrencies. GAS fees are paid directly to blockchain miners, meaning Atomic Wallet doesn’t add a markup.

Other Fees

Depending on what features are used, additional fees may apply.

For example, when exchanging tokens within Atomic Crypto Wallet, the provider adds a 0.5% markup. As noted earlier, token swaps are facilitated by ChangeNow. This means users will need to also cover ChangeNow fees.

Swap tokens on Atomic Wallet

What’s more, the fees are built into the exchange rate. This makes it difficult to know how much is being paid without comparing rates with global spot prices. It goes without saying that this is cumbersome.

Moreover, we also mentioned that Atomic Wallet charges 2% to buy cryptocurrencies with fiat money.  If the purchase amount is below $500, a flat fee of $10 will be charged. This is on top of the 3.5-5% charged by Simplex. Therefore, fiat payments can end up costing up to 7%.

Fees will also need to be paid when staking cryptocurrencies. However, just like GAS, Atomic Wallet does not make any money. Instead, fees are determined by the staking provider.

Incoming Transfers No fees
Outgoing Transfers Standard network GAS fees
Cross-Chain Swaps 0.5% + ChangeNow fees
Buying Crypto With Fiat Money 2%. Orders under $500 will be charged a flat fee of $10. This is on top of the 3.5-5% charged by Simplex.

Atomic Wallet Security – Is it Safe?

In this section of our Atomic Wallet review, we explore what security controls are offered.


In a nutshell, Atomic Wallet does not have access to any of its user’s private keys. Instead, these are encrypted on the user’s desktop or smartphone device.

As noted earlier, the private keys are supplied as a 12-word passphrase. This provides access to the wallet if the password is misplaced.

But if the backup passphrase ends up in the wrong hands, the wallet will be compromised. In this scenario, Atomic Wallet cannot help recover the wallet.


Users must create a password (desktop) or PIN (app) when creating a new wallet.

This provides access to the wallet and, if needed – the backup passphrase. If the password is hacked remotely, this doesn’t necessarily mean the scammers can gain access to the wallet.

This is because the password will only work on the device that Atomic Wallet is installed on.

Atomic Wallet Security Overview

Overall, Atomic Wallet falls short in the security department. After all, the wallet is only protected by a password and backup passphrase. Other non-custodial wallets in this space offer additional security tools, such as multi-sig permissions and cold storage.

On the flip side, Atomic Wallet provides users with full control of their cryptocurrencies. As such, experienced investors with a solid understanding of wallet security will likely find the provided safety features sufficient.

Beginners, however, might prefer a custodial wallet. This removes the need for users to secure their own private keys.

Atomic Wallet Features

Now that we’ve covered security, let’s explore what features Atomic Wallet offers.

Atomic Wallet Staking Tool

Atomic Wallet is one of the best crypto wallets for staking. It supports a wide range of staking coins, including:

  • Ethereum
  • Solana
  • Cardano
  • BNB
  • Polygon
  • Tron
  • Cosmos
  • Hedera
  • Kava
  • Near
  • Band Protocol
  • and more

In terms of APYs, this ranges from 5% to 22%, depending on the staking coin. At the higher end, Osmosis and Cosmos are currently yielding 22%. While AWC and Terra Classic are yielding 20% and 19%, respectively.

Larger-cap staking coins, such as Ethereum, Solana, and Cardano – currently yield 5.5%, 7%, and 5%, respectively. Staking APYs are subjective to change.

Token Swaps 

Our Atomic Wallet app review found that users can swap tokens without leaving the wallet interface. This feature is compatible with both the desktop software and mobile app.

Atomic Wallet staking

Thousands of tokens are supported across every blockchain network imaginable. This allows users to exchange tokens on a cross-chain basis. For example, swapping USDT for Litecoin or Bitcoin for XRP.

Token swaps are facilitated by ChangeNow. Atomic Wallet charges users 0.5% for using its token swap tool. This is in addition to any fees charged by ChangeNow.

As noted, fees are built into the exchange rate – so users will need to assess whether or not this is competitive.

Portfolio Management 

The Atomic Bitcoin Wallet offers one of the best portfolio management tools out there. Users can easily view what cryptocurrencies they have stored alongside the current market price.

The value of the portfolio is displayed in US dollars, adding an extra layer of convenience.

Atomic Wallet portfolio

Moreover, the portfolio dashboard shows trends, such as how cryptocurrencies have performed in the prior 30 days. Portfolio statistics can be added or removed via the filter button.

Atomic Wallet User Experience

We tested both the desktop software and mobile app and found overall, Atomic Wallet offers a great user experience. Before gaining access to the wallet, users will need to download and install their preferred device type.

Upon opening the wallet for the first time, the user will need to create a password. Atomic Wallet then displays the user’s 12-word backup passphrase. The user is asked to write the passphrase down before proceeding.

Atomic Wallet review

After that, the user will be taken to their Atomic Wallet dashboard. This clearly displays each supported feature, such as ‘Exchange’, ‘Staking’, and ‘Buy Crypto’. Clicking on the ‘Wallet’ button enables users to send and receive cryptocurrencies.

According to Atomic Wallet reviews on Google Play, the wallet is rated 4.5/5. This is across more than 70,000 reviews. On the App Store, however, Atomic Wallet is rated 4/5. That said, this is across just 17 reviews.

Atomic Wallet review

We also found that staking and token swaps are seamless. For example, staking simply requires users to choose their preferred PoS coin and the amount.

Before confirming, Atomic Wallet displays the expected yield and rewards. Users can then click ‘Stake Now’ to confirm.

How to Transfer Funds & Buy Crypto in Atomic Wallet

Now let’s explore how to use some of Atomic Wallet’s primary features, including transfers and fiat payments.

Transfer Funds to Another Wallet

Transfer Funds on Atomic Wallet

To transfer cryptocurrencies from Atomic Wallet to another user – follow the steps below:

  • Click on the ‘Wallet’ button
  • Select the cryptocurrency to send. In our example, we are sending Ethereum.
  • Click on the ‘Send’ button
  • Paste the receiver’s wallet address
  • Enter the number of tokens to send
  • Confirm the transfer

Atomic Wallet will then process the transaction.


Atomic Wallet supports multiple network standards for some cryptocurrencies. For example, Tether is supported on the Ethereum, Binance Smart Chain, and Tron networks. It is crucial that the correct network standard is selected, otherwise, the cryptocurrencies could become unrecoverable.

Buying Crypto via Atomic Wallet

Atomic Wallet review

To buy crypto on Atomic Wallet with fiat money, follow the steps below:

  • Click on the ‘Buy Crypto’ button.
  • Choose the cryptocurrency to buy and the payment currency (e.g. US dollars).
  • Type in the amount of cryptocurrency to buy and click on ‘Continue’
  • The user will then be redirected to Simplex, the third-party processor that facilitates fiat payments for Atomic Wallet

The user will be required to go through a KYC process, meaning personal information and a government-issued ID.

Withdrawing From Atomic Wallet

Withdrawing cryptocurrencies from Atomic Wallet is simple.

Click on ‘Wallet’ and choose which token to send. Click ‘Send’ and type in the amount. Paste the wallet address and confirm.

The cryptocurrencies will then be transferred via the blockchain.

Atomic Wallet Contact and Customer Service

Atomic Wallet claims that it offers 24/7 customer support via live chat and email. However, this comes with some limitations.

  • For example, we were initially redirected to the support form page.
  • After clicking on the live chat interface, we were asked to enter our personal information – including. name and email address.
  • Moreover, we were informed that replies were currently taking 1-2 hours.

That said, before contacting support, it’s worth checking out the ‘Knowledge Base’. This covers over 100 articles and guides on the most commonly asked questions. For instance, how to set up the wallet, stake cryptocurrencies, and add NFTs.

How to Use Atomic Wallet

In this section, we explain how to set up Atomic Wallet for the first time.

Step 1: Atomic Wallet Download

The first step is to go to the Atomic Wallet website.

Atomic Wallet Download

Click on ‘Download’ and choose the preferred device type. Desktop users can choose from Windows or Mac software. Smartphone users can choose from an Android or iOS app.

Step 2: Set a Password

Once downloaded, open Atomic Wallet and click on ‘New Wallet’.

Atomic Wallet password

Then, create a strong password. Click on the ‘Set Password’ button to confirm.

Step 3: Write Down the 12-Word Backup Passphrase

Atomic Wallet will now display the 12-word backup passphrase.

Atomic Wallet password

Important: The backup passphrase should be written down in the correct order, as displayed from left to right.

Step 4: Transfer Crypto

After a few seconds of loading time, the Atomic Wallet interface will be displayed.

The final step is to deposit some cryptocurrencies into the newly created wallet. First, click on ‘Wallet’ followed by the cryptocurrency that will be deposited.

Atomic Wallet receive crypto

Then, click on the ‘Receive’ button. Atomic Wallet will display the wallet address in full, alongside a ‘Copy’ button. It also displays the QR code.

Proceed to transfer the required cryptocurrency to the Atomic Wallet address.

Bottom Line

This Atomic Crypto Wallet review has explored all important metrics to consider. Overall, we like that it supports thousands of cryptocurrencies and allows users to add custom tokens. We also like that there are no fees to store, receive, or stake cryptocurrencies.

While its token-swapping feature is convenient, Atomic Wallet charges 0.5% above the market spread it gets from ChangeNOW. Moreover, fiat purchases are pricey at 2% or $10 – whichever is higher. This is in addition to the fees charged by the payment processor – Simplex.

We also found that Atomic Wallet is lacking in security features. While it supports passwords and backup passphrases, other non-custodial wallets offer cold storage and multi-sig permissions.

Promising Alternative to Atomic Wallet With Exclusive Market Insights, DEX & NFT Functions Within The Wallet

Best Wallet is a trending new recently launched wallet that has been gaining popularity due to its unique features.

With its multi-wallet, multi-chain features, best Wallet offers a solution for managing multiple wallets for various blockchains. 

Currently, it supports integrations with Ethereum, Polygon, and BSC Mainnet. Future integrations with the Bitcoin network and other blockchains are in the pipeline, showing its commitment to cross-chain interoperability.

Best Wallet

Soon, users can track real-time profit or loss with quick views of purchase prices and current values. Also, market insights will provide up-to-date news and token sentiment, ensuring users are well-positioned to capitalize on volatility in the crypto market.

Moreover, the ‘Upcoming Tokens’ section will launch soon on the app and highlight high-potential promising crypto tokens still in their early phase before they hit the market.

Best Wallet stands out with its exclusive BEST token airdrop, which rewards early platform supporters. The BEST token is a utility and governance token of the Best Ecosystem.

Benefits of holding BEST include feeless swaps, early access to token launches, and access to NFT drops.

Furthermore, during Phase 6, early adopters will be rewarded based on app usage and social media advocacy.

Best DEX

Best Wallet’s integration with Best DEX, a decentralized exchange, offers users a simple trading experience. This DEX involves no registration and lets users make the trades by matching with optimal liquidity pools.

The DEX offers extra market insights, token analytics, and the convenience of trading thousands of tokens at your fingertips.

Best Wallet also prioritizes security using cutting-edge cryptographic techniques, multi-factor authentication, and biometrics.

The platform’s roadmap is comprehensive, from its initial phases focusing on core wallet functionality to upcoming features like crypto education, NFT galleries, staking perks, and bridge support for various chains. 

Each phase of Best Wallet’s journey has been planned to cater to the evolving needs of the crypto community.

To keep up with the latest updates, join the Best Wallet Telegram channel or follow it on X (previously Twitter).

The Verdict

Ultimately, Atomic Wallet is ideal for users that want to store all of their cryptocurrencies in one place – and are prepared to take full responsibility for its safekeeping.

Still not sure if Atomic Wallet is the right fit? Check out our up-to-date comparison guide on the best crypto wallets for 2024.



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Kane Pepi

Kane Pepi is an accomplished financial and cryptocurrency writer who has an extensive portfolio of over 2,000 articles, guides, and market insights. With his expertise in specialized subjects such as asset valuation and analysis, portfolio management, and financial crime prevention, Kane has built a reputation for providing clear explanations of complex financial topics. He holds a Bachelor's Degree in Finance and a Master's Degree in Financial Crime, and is currently pursuing his Doctorate degree, which focuses on investigating the complexities of money laundering in the cryptocurrency and blockchain technology sectors. Kane's wealth of knowledge and experience in the field make…