XRP Price Prediction 2024, 2025, 2030

XRP is a coin that many believe could reshape the global financial system. However, many critics have concerns about its centralisation, coin distribution, and regulatory uncertainty.

This article considers all these factors and more to give you our XRP price prediction between 2024 and 2030.

XRP Price Prediction Summary

  • The XRP all-time high (ATH) was $3.84 on 4 Jan 2018. Currently, XRP is down 82% from there.
  • XRP hit $0.30 in the first week of 2023 and has since been in an steady upward trend.
  • XRP broke out of a short-term downtrend at the start of February, bouncing off key support at $0.50.
  • Provided Ripple wins its case against the SEC, our XRP forecast predicts a price of $4.50 by the end of 2025.

Year Minimum Price Average Price Maximum Price
2024 $0.30 $1.80 $3.10
2025 $1.50 $3 $4.50
2030 $3 $6 $9

XRP Price History

XRP was created in 2012 by the tech company Ripple Labs. Initially, Ripple was called OpenCoin, before changing its name in 2013. The purpose of the crypto was to enable borderless transactions with near-instant settlement for low fees.

According to CoinMarketCap data, XRP’s initial price was $0.005875 in 2013, and after a brief bull run in November 2013, the coin’s price climbed to $0.05238. Following this, the coin’s price crashed and continued to trade mostly below $0.01 until Q2 2017, when the price surged to $0.3532.

The price of XRP then consolidated before soaring to its ATH of $3.84 on 4 Jan 2018. However, a crypto bear market followed, with XRP touching lows of $0.1432.

XRP All-Time Price Chart

In December 2020, the SEC sued Ripple for selling unregistered securities. This meant that despite the 2021 bull run, XRP could not gain a new ATH, touching $1.9637 at its peak.

From this bull run peak in April 2021, XRP followed a bearish trendline, which it managed to break in September 2022. The XRP price then retested the trendline before climbing above it, fueled by good news. The upward trend was short lived, and at the turn of 2023 XRP had wiped out all the gains it had made, touching $0.30.

From here, however, the XRP price continued to gain, and has since been in a steady upward trend. Helped along by, in July, a US judge ruled that Ripple Labs did not violate securities laws by selling XRP on public exchanges—which led to a 73% gain in a single day, and the token peaking above $0.90.

In addition to this, on October 19th, the SEC dropped charges against two Ripple Labs executives, causing the token to rise over 45% in three weeks. After this XRP traded sideways and then downward, confirming a short-term downward trend.

This converged with the longterm upward trend and longterm support of $0.50 and XRP bounced upward. All happening in early February, just as the markets were starting to react positively to Bitcoin ETFs—topping $0.70 on March 11th for the first time since November 2023 as Bitcoin posted its first ATH above $70,000.

XRP Price History Key Points:

  • XRP launched with an initial price of $0.005875 in 2013.
  • The price surged to $0.3532 in 2017.
  • XRP reached an ATH of $3.84 on 4 Jan 2018.
  • During the 2021 bull market, the XRP price was suppressed due to the ongoing SEC lawsuit.
  • The positive result in that court case for Ripple in July 2023 saw a 74% single day gain in the price of XRP.
  • From here it declined and, as competing trendlines converged, it bounced off longterm $0.50 support in early February 2024.
  • The current price is $0.6802, down 82% from its ATH.

XRP Price Prediction 2024

While Ripple secured a victory over the SEC in their court case in July last year, the most recent ruling went against them, with a judge ordering the company, in February, to share financial statements and contracts issued since the ruling.

The final outcome of this, expected this year, is likely to have a big effect on the XRP price, as show by the effect of two others significant rulings.

XRP court decisions on chart

While this court battle is only relevant to markets and participants in the USA, the outcome will affect investors, and potentially affect regulatory environments, around the world.

Overall, the general sentiment is that Ripple will defeat the SEC in its lawsuit. If this does occur, XRP will be the only crypto to have proven in court that it is not a security, which could prove incredibly bullish for XRP.

However, there is also the possibility that the SEC will win the case. If this occurs, the XRP price could struggle immensely in 2024. While the XRP blockchain and Ripple Labs are different entities, the close connection between the two means that matters involving Ripple Labs typically impact the XRP price.

Taking a step back and looking at the wider crypto world, the bull run appears to be in full swing in early 2024, with Bitcoin posting new ATHs and meme mania sweeping through the markets.

XRP has seen moderate gains (~18%) since Bitcoin ETF approval  compared to other tokens in the top 10, that have posted gains of 50% and more. This is likely because investors are awaiting the conclusion of the Ripple lawsuit.

Therefore, our XRP price prediction forecasts a price of $1.80 by the end of 2024.

Depending on the lawsuit’s outcome and crypto market conditions, it could go much higher, potentially reaching $3.10. Nevertheless, there is also scope for lows of $0.30 if the case swings in the SEC’s favor.


XRP Price Prediction 2025

While many in the XRP community predict sky-high valuations for the crypto by the peak of the next bull run, its token’s distribution could be a limiting factor.

XRP’s circulating supply is only 54.74% of its 100 billion max supply. The remainder is locked in smart contracts, and 1% (one billion) of the tokens are released each month.

This means all tokens could be released onto the market within 48 months. Ripple often sells these tokens via over-the-counter (OTC) trading to avoid impacting the XRP price, but this is still a cause for concern since it could indicate much more sell pressure in the future.

Moreover, 20% of tokens were initially issued to Ripple founders, and according to CoinCarp, the top 100 holders control 33% of XRP’s circulating supply.

Overall, there are centralization issues regarding the XRP token distribution, and several experts have also cited that the XRP blockchain architecture is at risk of centralization too. For example, in an interview with Bankless in 2022, Ethereum co-founder Vitalik Buterin said XRP is “still completely centralized.”

Despite these issues, XRP undoubtedly has the potential to run in 2025. The main reasons are that it has a clear and understandable use case and has already attained partnerships with countless banks, governments, and companies.

However, even if successful against the SEC, it is unlikely to reach the vast valuations that some proponents forecast since there will be increased sell pressure thanks to its continued distribution of 1 billion XRP tokens each month.


Using the Fibonacci Retracement tool, we can see the possible highs and lows of XRP for the next bull run.

Considering this, our XRP price prediction forecasts a price of $3 by the end of 2025. We also predict potential highs of $4.50 and lows of $1.50.

XRP Price Prediction 2030

Despite regulatory pressure and concerns about centralization, XRP presents an undeniably valuable use case, and it is one of the best altcoins.

In essence, XRP is a coin for international payments, enabling borderless payments with near-zero fees and settlement in 2-5 seconds. In contrast, a cross-border transaction using a traditional payment method, could cost roughly $20 and take three to five days to settle.

Ripple has already partnered with Santander and over 200 other global financial institutions. This is evidence of the power of XRP’s use case and gives it significant long-term potential.

Moreover, with the introduction of central bank digital currencies (CBDCs) looming, interest in XRP could soar. This is because XRP could become the global “bridge currency” that can quickly and cheaply facilitate swaps between different CBDCs, and Ripple has already run 6 CBDC pilot programs with various countries, including Georgia.

With this in mind, we will likely see an increased XRP price by the end of 2030. However, it is important to keep in mind the risks of XRP and that it is a volatile crypto.

Since the coin is relatively centralized, if Ripple Labs is badly affected by the SEC lawsuit, it could have a long-term detrimental impact on the success of the XRP blockchain.

Therefore, our XRP price prediction estimates an average price of $6 by the end of 2030. We believe it has the potential to climb higher, potentially to $9, but the centralization risk also means it could have possible lows of $3.

Potential Highs and Lows of XRP Price

Year Minimum Price Maximum Price
2024 $0.30 $3.10
2025 $1.50 $4.50
2030 $3 $9

What Do Other Analysts Predict For XRP?

Many XRP supporters are massively bullish on the crypto, saying it is one of the coins with the highest potential. We have summarised some analyst and media price predictions below for a more clear view of where XRP could be headed.

Twitter user @MackAttackXRP predicts that XRP will hit highs of $6.79 in 2029 and $21.63 in 2032.

YouTube analyst Zach Humphries supported a 2025 XRP price prediction estimating XRP will reach $3.81.

David Cox, writing on the CryptoNewZ platform, anticipated that XRP could reach a high of of $1.53 by 2025, with a low of $1.06 for the same year.

Another Ripple price forecast by AMBCrypto estimated the XRP price could hit a high of $2.01 in 2030, with a short term prediction of a high of $0.61 in 2024.

What is XRP & What is it Used For?

XRP is the native cryptocurrency of the Ripple blockchain. Its main purpose is as a settlement currency, providing liquidity for users to swap between two different real-world currencies with near-zero fees and fast settlement of transactions (2–5 seconds).

Ripple has partnerships with over 200 financial institutions, to whom it aims to provide the tools for facilitating frictionless cross-border transactions.

Unlike the Bitcoin blockchain, which uses a Proof-of-Work (PoW) consensus mechanism, or the Ethereum blockchain, which uses Proof-of-Stake (PoS), the Ripple chain uses a Federated Consensus Mechanism where each validator uses a Unique Node List to select validators to govern the network.

While each validator can select its own node list, Ripple provide, and encourage the use of, a standard list for new validators joining the network. In addition to this, and unlike in PoW or PoS, validators are not financially incentivized. This all adds to centralization worries, and increases the risk of validators colluding to add fraudulent transactions or to censor transactions on the chain.

Currently, the network can process 1,500 transactions per second (TPS), giving it a much greater throughput than Ethereum, which can process around 15 TPS. Ripple has also previously stated it would like to match Visa’s throughput of 65,000 TPS.

XRP Overview

XRP has proven to be one of the most promising cryptocurrencies in recent years, but it does not come without risk. We have summarised its current key price data below.

Cryptocurrency XRP
Ticker Symbol XRP
Rank 6
Price $0.6802
Price Change 24H -2.17%
Market Cap $37,233,254,241
Circulating Supply 54,736,825,690 XRP
Trading Volume 24H $3,034,288,890
All Time High $3.84
All Time Low $0.002802

What Influences the Price of XRP?

XRP could not surpass its previous 2018 ATHs during the last bull market. This is due to two main reasons:

Firstly, the ongoing SEC lawsuit has led many financial institutions to wait on the sidelines until a verdict is reached, and has also made many investors cautious too. Secondly, the increasing supply has diluted the XRP price.

Looking ahead, a growing circulating supply is inevitable, but the result of the lawsuit could drastically impact the XRP price.

If it loses, Ripple Labs will be fined, and the impact of that on the Ripple blockchain could be detrimental. However, a victory will secure regulatory certainty, and institutional adoption might soar, leading to a much higher price.

As mentioned, CBDCs may bolster the XRP price since banks could use XRP as a bridge currency between different CBDCs.

Another factor impacting the price of XRP is retail investor sentiment. XRP has a vast online community known as the “XRP Army”, which played a prominent role in XRP reaching its 2018 ATH.

Looking ahead, the crypto community once again rallying behind XRP could massively boost its price.

Finally, XRP will likely align with the broader crypto market. That means XRP could rally in a crypto bull market, but it is unlikely to rally while the rest of the market performs poorly.

Is XRP a Buy?

XRP arguably presents the most robust and clear-cut use case in the crypto industry. However, it does so at the cost of increased centralisation. Also, its ongoing SEC lawsuit could make it a riskier buy than other cryptos.

On the other hand, if Ripple defeats the SEC and proves it is not a security, XRP could see an increase in adoption, potentially causing the price to soar.

Overall, while XRP presents significant potential, investors must be aware that it also carries risk.

Best Place to Buy XRP

Binance reigns supreme as one of the best global cryptocurrency exchanges, catering to a colossal user base exceeding 160 million customers. Its offers a portfolio of more than 400 cryptocurrencies, spanning meme tokens, stablecoins, and large cap cryptos.

XRP can also be traded with this cryptocurrency exchange after users open a new account and deposit a minimum of $50 (For US Residents). 

Binance home

The platform’s user-friendly fee structure offers trading at a minimal 0.1% per transaction. While holding BNB, the platform’s native token, unlocks up to 25% in trading discounts.

Binance also offers a range of features. The Binance Academy offers a wealth of educational resources, covering topics such as technical analysis, NFTs, and security protocols, empowering users with knowledge.

Binance also offers leverage trading, demo accounts, and swap farming features. Payments can be made on Binance via credit/debit cards, ACH transfers, wire transfers, VISA, and Mastercard. 

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.


The outcome of the Ripple vs SEC case will greatly impact XRP’s future price. Although many XRP proponents argue that Ripple will win the case, it is important to be prepared for all outcomes.

As a result of this, and the continued release of tokens, XRP continues to face downward pressure on its price. With that in mind, we have compiled a list of potentially better cryptos to buy now.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.



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Elliott Lee
Elliott Lee

Elliott is a British cryptocurrency journalist and copywriter. Having spent the past couple of years immersed in everything crypto, he now spends his time researching the most impactful cryptocurrency trends. He looks for projects with long-term visions and is a huge believer that blockchain technology can solve the world's most pressing issues.