National Automated Clearing House Association

What Does National Automated Clearing House Association Mean?

The National Automated Clearing House Association (NACHA) is an association that is dedicated to devising rules and laws as well as providing enforcement in dealing with electronic payments and transactions for business practices and the Automated Clearing Houses (ACH) all across the United States. NACHA is responsible for management, development and administration of the ACH Network and the monetary deals related to ACH.


Techopedia Explains National Automated Clearing House Association

The National Automated Clearing House Association (NACHA) is a non-profit organization with over 11,000 financial institution representations through 17 regional payments associations and direct membership. NACHA is sometimes mistakenly thought to be part of ACH, however this is not true. NACHA is only indirectly involved in the ACH flow to and from of transactions from the network. It does not hold any information about the financial state or the user data processed under ACH.

Many scams have been reported in the past where phishers used the name of NACHA to steal transaction information from users.


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Margaret Rouse is an award-winning technical writer and teacher known for her ability to explain complex technical subjects to a non-technical, business audience. Over the past twenty years her explanations have appeared on TechTarget websites and she's been cited as an authority in articles by the New York Times, Time Magazine, USA Today, ZDNet, PC Magazine and Discovery Magazine.Margaret's idea of a fun day is helping IT and business professionals learn to speak each other’s highly specialized languages. If you have a suggestion for a new definition or how to improve a technical explanation, please email Margaret or contact her…