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Payment card industry data security standard is a proprietary standard for all organizations that processes, transmit,s or stores payment cardholder data.
The standard provides a framework with technologies and practices that needs to be adhered to in order to protect and secure the cardholder data. Card brands comply with the standards incorporated by the payment card industry data security standard and is one of the major technical requirements for their data security compliance programs.
The payment card industry data security standard is managed by the payment card industry standards council. Validation of the compliance by the organizations is done through a periodic network scan as well through annual security audit.
By complying with the payment card industry data security standards, organizations benefits in getting more trust and business from customers. The standard also indirectly helps the organizations in complying with similar industry standards, improving the efficiency of the It infrastructure as well as providing a basis for different security strategies. The complete set of standards can be downloaded from the website of the payment card industry security standards council.
The standard can be grouped into six categories with 12 requirements which are as follows:
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