The Best Online Casino Payouts in Australia October 2024

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Why Trust Techopedia Gambling

Knowing the best online casino payouts and where to find them greatly increases your chances of success.

We’ll teach you how payout rates and the house edge actually work, plus top tips on how to maximise your winnings. In addition, you’ll discover the best payout online casino games for real money in Australia.

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Best Online Casino Payouts by Definition

People often ask “what is the best payout casino in Australia?” but that’s the wrong approach to the problem.

It makes more sense to look at the payout rate of each individual game instead. This figure will be shown in one of two ways: an RTP value or, the house edge.

The latter is normally used when discussing traditional table games, like roulette or blackjack, while the former is usually reserved for pokies or scratchies.

What Does RTP (Return to Player) Mean?

The Return To Player rate is a theoretical figure that indicates how much a game pays over an infinite period of time.

It’s expressed as a percentage. If the figure is 98.25%, for example, $98.25 is returned for every $100 wagered.

Games are still completely random, of course. Each individual play offers the same chance of winning as the previous turn. But the mechanics of the game mean that, the longer you play, the closer your returns will be to the theoretical value.

Is there a Difference Between House Edge and RTP?

Yes and no. They’re two opposite sides of the same coin.

If the RTP tells us how much a game pays back to players, the house edge indicates the amount kept by the casino. Let’s look at an example.

Some of the best online casino payouts can be found at the baccarat table. The house edge of the Player bet, for instance, is 1.24%.

In theory, then, if you place $100 worth of Player bets, you can expect the house to retain $1.24. However, that also means you’ll theoretically receive $98.76 in payouts, which is equal to an RTP of 98.76%.

How Reliable is the RTP?

The RTP is very reliable. With table games, it’s often pretty easy to crunch the numbers for yourself. There’s no wizardry involved, it’s just simple mathematics.

If you flip a coin, earning $1 for every head and losing $1 for every tail, because the chances of both outcomes are equal, the RTP is 50%. In theory, you’ll win half the time, but of course winning and losing is random, so you may win much more (or less) frequently than that.

However, the best online casinos in Australia now feature all kinds of increasingly complex games, particularly in the world of pokies. And it’s much harder to work out the RTP of such products. But that’s where testing labs come in.

You’ve probably heard of compliance firms like GLI, eCOGRA or BMM Testlabs. These third-party auditors run millions of simulations, analysing the RNG (Random Number Generator) software that powers online casino games.

They play a big role in helping casinos and game developers earn licences, as they ensure that games are truly fair and random.

Strategy and Payouts

Some games simply offer higher RTP rates than others, due to the way they’re designed. However, it’s not as easy to determine the RTP of a game that involves strategy.

With pokies, for instance, there’s no decision making involved. The game pays whatever it pays. It’s determined by nothing more than random chance.

But in games like blackjack, you have to make decisions. And the way you choose to play contributes to the payout rate. If you continually hit on 20, for example, you can’t expect to win very much, regardless of what the game developer’s advertised RTP says.

While the RTP is extremely reliable for games like slots or scratchies, take it with a pinch of salt for blackjack or video poker. The figures you’ll see usually assume that you’re playing optimal strategy without a single mistake.

The Best Paying Online Casino Games in Australia

To find the highest payout online casino sites, you have to look at the composition of the game library. The more high-paying games in the lobby, the better the overall payout rate.

Check the table below to see the approximate RTP range of each popular casino game category. Remember that payout rates can vary according to the exact rules of the game and the strategy employed.

Casino Game RTP
Video Poker 94.34% – 100.76%
Blackjack 98.00% – 99.80%
Poker 97.84% – 99.47%
Craps 83.33% – 99.17%
Baccarat 98.94% – 99.06%
Pokies 85.00% – 99.00%
Roulette 94.74% – 97.30%

Video Poker

Some of the best online casino payouts are found in the video poker section. Look out for full-pay games as these offer the highest payout rates.

Not all pay tables reward you with nine coins for a full house and six for a flush. Those which do are called “full-pay” tables, like 9/6 Jacks or Better, which has an RTP of 99.54%.

Believe it or not, full-pay Deuces Wild games can be as high as 100.76%. In other words, play using optimal strategy for long enough, and you’ll make a slight theoretical profit.

Blackjack

All of the best payout online casino sites in Australia are packed with blackjack games. This classic casino game is famous for its low house edge and the fact that it’s beatable – in theory, at least.

Because blackjack is a solved game, we know the optimal play in every possible situation. By following what is known as “basic strategy”, you can bring the edge down to around 1%, depending on the specific rules being applied.

However, learn to count cards, and you can eliminate the house edge entirely, swinging it in your favour.

Where possible, look for games with fewer decks in play, as this improves the payout. Vegas Single Deck Blackjack Gold by Microgaming, for instance, boasts an RTP of 99.69%.

Poker

There are many different forms of casino poker and the RTP and house edge varies wildly between them. However, several of the best online casino payouts are found in this part of the casino library.

The RTP of Pai Gow Poker, for instance, can be as high as 99.50%. Like blackjack, it depends on whether or not you’re capable of consistently playing optimal strategy, as well as the exact rules and payouts.

Casino Hold’em is another popular game with a high payout. This can be more than 99% depending on the version in question.

Craps

This chaotic table game offers some of the best and worst online casino payouts. Betting on Any 7, for example, gives the house a massive 16.67% edge. Avoid this wager at all costs.

On the flip side, though, the Pass and Come bets boast a relatively low house edge of just 1.41%. Don’t Pass and Don’t come are lower still, at 1.36%.

Baccarat

The baccarat table is another great place to visit if you’re looking for the best online casino payouts. Why? Because two of the lowest house edge bets in the entire casino are found there.

Player bets give the casino an advantage of 1.24%, while Banker bets are even lower, at only 1.06%.

Slots

All of the best new Aussie casinos online feature hundreds, if not thousands of pokies. Each title has its own RTP and these figures vary wildly, depending on the developer and the mechanics of the specific game.

Those within the industry will tell you that 96% is considered the average figure. But older titles often feature RTP values as low as 85%, especially progressive jackpot games. These have lower standard payouts due to the massive jackpots on offer.

On the other hand, casinos with the highest slot payouts boast figures as high as 99%.

Best Paying Online Pokies in Australia

Not all of the best online casinos that pay out offer these slots, but if you can find them, they’re some of the best paying online pokies in Australia.

Slot Name Software Developer RTP
Mega Joker NetEnt 99.00%
Blood Suckers NetEnt 98.00%
Starmania NextGen Gaming 97.87%
Sugar Pop Betsoft 97.70%
Gypsy Rose Betsoft 97.63%
Domnitors Deluxe BGaming 97.31%
Big Bad Wolf Quickspin 97.30%
White Rabbit Megaways Big Time Gaming 97.24%
Apollo God of the Sun Novomatic 97.17%
Wild Tiger BGaming 97.16%

Roulette

Another iconic casino game, roulette offers fast-paced action and a range of bets to suit all tastes. The single number bet is the best option, as it offers the lowest house edge. On a European wheel, this is just 2.70%.

However, American roulette wheels feature an additional pocket – the 00. Because the payouts remain the same, despite the presence of an extra number, the overall house edge is greater. It checks in at a hefty 5.26%.

The Best Bonuses at the Highest Payout Online Casinos in AU

Now that you’re aware of the best online casino payouts, you’ll probably want to take advantage. Making use of Australian online casino bonuses, like those we’re about to describe, can be a great way to boost your winnings.

Welcome Offers

Every casino in Australia offers some sort of signup incentive. And these welcome bonuses are a great way to grow your bankroll; especially if you use them to play high-payout games.

Most commonly, you’ll receive a match bonus, where the size of the reward is directly linked to the value of your first deposit. If the bonus is 150% and you deposit $100, your reward will be an extra $150 in bonus credits.

However, some sites provide free spins on slot games, Australian no deposit bonuses or even a package that mixes multiple offers together.

Free Spins

As the name suggests, free spins enable you to play pokies without spending your own money. If you win, the rewards are usually paid as bonus funds, meaning you’ll need to meet a wagering requirement before withdrawing.

In some cases, though, you might receive wager-free spins. These are ideal for playing high RTP pokies, as any prizes are yours to keep, with no strings attached. However, more often than not, the casino will restrict your choice of pokies to just a few selected titles.

Free spins sometimes feature in welcome packages. But many of the best paying online casinos in Australia also award them to regular players as loyalty or reload bonuses.

No Deposit Bonuses

These are increasingly rare, as they’re potentially pretty valuable. The casino credits you with a bonus and you’re free to play right away. There’s no need to risk a single penny of your own hard-earned cash.

Usually, a no deposit bonus will be a casino credit, meaning you can play any game. The value of this could be anything from $5 to $50. But sometimes, it will simply be a number of free spins.

How to Maximise Winnings at the Best Payout Online Casinos in Australia

The beauty of gambling is that it’s random. Today might be your lucky day. But even if you play games at the best online casinos that pay out, there are no guarantees.

That said, you can definitely improve your chances of success, simply by following these top tips.

pros Choose High RTP Games

The Return To Player rate may be theoretical, but the longer you play, the closer your payout will be to that figure.

Playing games with high RTP values won’t increase your chances of winning. But it will increase the amount you receive when you do.

We’ve listed a number of the best paying online pokies in Australia, as well as high-RTP table games, elsewhere in this guide. Use this information wisely.

pros Use a Strategy

Like anything in life, if you fail to prepare, you should prepare to fail. Read up on the best strategies for your chosen game ahead of time and you’ll give yourself a much better chance of succeeding.

Experts have completely solved the game of blackjack, for example. By running computer simulations, we know exactly which play is the most profitable in every single scenario. Learn this basic strategy and you’ll massively reduce the house edge.

Betting systems can also help to preserve your bankroll. While the Martingale strategy can prove dangerous, more elaborate tactics like the D’Alembert, Fibonacci and Labouchere systems might be advantageous.

pros Use the Right Bonuses

Picking the best paying online casinos is one thing. But it’s even better if you can play using the casino’s money instead of your own. And that’s effectively what you’re doing when you use a casino bonus.

Look for no deposit bonuses and you won’t need to risk your own cash. Make sure you sign up to the casino’s loyalty program too, as these can be a good source of free spins and other bonuses.

Some mobile casinos in Australia even offer exclusive bonuses for those who register to play using smartphone and tablet devices.

pros Manage Your Bankroll

Probably the most important tip of all when playing at online casinos is to look after your money. For a start, you should have a dedicated gambling bankroll that is kept separate from your day-to-funds at all times. Never risk money that you need for groceries or bills.

Before playing, figure out a percentage of the bankroll that you’re comfortable losing. If you reach that figure, you’re done for the session. Never chase losses.

Apply the same standard to winning, as well. Once you’ve hit your target, walk away. This is the basis for a responsible gambling strategy.

Tips for Withdrawing Winnings at the Best Payout Online Casinos

After capitalising on the best online casinos that pay out, you’ll hopefully end up with some winnings. If you do, you’ll want to get your hands on the cash as quickly and cheaply as possible.

Here’s what you need to consider when withdrawing from the casino.

1. Check Bonus T&Cs

First of all, make sure that you don’t have an active bonus or promotion attached to your account. If you do, you may not be able to withdraw at all.

It’s fairly common to see a rule like this in the terms and conditions of most casino bonuses. If you attempt to withdraw your balance before completing any wagering requirements, you’ll forfeit any bonus winnings.

2. Consider a Payment Method

Once you’ve checked the terms and conditions, you can visit the cashier page and identify a suitable payment method. When choosing, you should pay close attention to the withdrawal limits, as well as the fees.

Generally speaking, cryptocurrency is likely to be your best option. There’s often no upper limit on the maximum withdrawal – perfect for high rollers – while the minimum amount is usually quite low.

Tokens like bitcoin, tether and ethereum are also the quickest way to get your funds. The fastest withdrawal casinos in Australia all process crypto payouts on the same day.

Finally, casinos don’t usually charge a fee for crypto payments, which is not the case for certain e-wallets and card processors.

3. Process Your Withdrawal

After choosing a payment method, select it and enter your desired withdrawal amount. Depending on the size of your bankroll, you may wish to empty the account entirely. Moving the funds to new casinos in order to claim welcome bonuses is a good strategy, for example.

If your casino bankroll looks healthy – as it should do if you’re consistently playing games with the best online casino payouts – you may wish to leave some funds in the account. That way, you won’t encounter any deposit fees next time you wish to play.

Don’t forget to consider the withdrawal limits, too. These should be displayed clearly on the cashier page.

Once you’re happy, confirm the transaction, follow any on-screen instructions and await the payment.

Do AU Online Casinos Pay Out More than Land-Based Casinos?

As a general rule, online casinos tend to offer much higher payout rates than their land-based counterparts. This is true all over the world, not only in Australia. But why?

Overheads

The most obvious reason is due to the day-to-day cost of running a casino. You need to pay dealers, bartenders, cleaners and security. The electricity bills are high, due to all of the bright lights, air conditioning and slot machines.

Online gaming sites still have to pay high licensing fees like a land-based casino would. But the daily overheads aren’t there, so these savings can be passed onto the players in the form of better-paying RTPs.

Physical Limitations

Another point of difference is that online sites don’t have to deal with the physical limitations of a traditional casino.

There are only so many tables and slot machines you can fit into a building. Casino owners have to think carefully about which games they offer, balancing appealing payout rates against protecting the bottom line.

Online gambling sites have no such issues. They can offer thousands of different games on their websites, regardless of the payout rates, with no additional costs.

Competition

Gambling is a competitive space, with hundreds of possible casinos to choose from. As such, operators have to work very hard to capture our attention, but also to retain it.

Bonuses and promotions will only get you so far. What savvy players really want to see is consistently rewarding games.

Imagine you were offered the choice of playing at the highest payout online casino in Australia, or the lowest. Where are you playing? It’s a no-brainer.

Facts and Figures

It’s clear, then, that online gambling sites offer better payouts than brick-and-mortar casinos. But how much are we talking about?

Aristocrat is a well-known developer of casino pokies, both for the online and land-based markets. Simply take a look at some of their most popular titles to get an understanding:

Game Typical Land-Based RTP Typical Online RTP
Buffalo 88% – 90% 94.85%
Dragon Link 87% – 90% 96.00%
Magic Pearl 87% – 90% 96.00%
Queen of the Nile 89% – 91% 94.88%
Tiki Fire 87% – 90% 96.00%

Conclusion: The Best Payout Online Casino in Australia

Getting the most out of your experience isn’t as simple as finding the best payout online casino in Australia. That’s too hard to calculate. Instead, focus on the following:

  • Some games pay better than others – Choose specific games with high RTPs for the best chance of winning. Video poker might not be as glamorous as the latest jackpot pokie release. But if you’re after consistently high RTPs, it’s the best choice.
  • Leverage bonuses to boost your bankroll – Playing games with generous payout rates is important. But if you can do so with the casino’s money, even better. Look for welcome bonuses and rewarding loyalty programs.
  • Find ways to reduce costs – Often, it’s about losing less, rather than winning more. Take the time to brush up on basic strategies, to eliminate costly errors, for example. In addition, using cryptocurrency helps to reduce payment fees.
Methodology

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Here at Techopedia, we follow a tried and tested review process that covers the key features and allows us to rank casinos accordingly.

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Learn more about our process and see how we rate casinos on Techopedia.

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Affiliate Disclosure: Techopedia may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. However, all our recommendations are unbiased and follow a thorough review process. Gambling can be addictive, please play responsibly and you must be of legal gambling age.

References

  1. https://www.softswiss.com/knowledge-base/house-edge-igaming-faq/ (SoftSwiss: House Edge in iGaming Explained)
Dominic Field
Gambling Industry Expert
Dominic Field
Gambling Industry Expert

He’s a full-time iGaming writer these days, but Dominic held multiple roles through his 15 year gambling industry career. Starting out as a William Hill cashier in 2008, he soon joined Africa’s largest retail betting operator. There, he compiled odds, before moving into product development, eventually becoming the company’s first Head of Online. In 2016, he joined the AsianLogic group and MSW, a Philippines-facing sportsbook, before moving to Kenya to lead the Dafabet operation. A return to Manila followed in 2019, launching a new retail and online sportsbook, plus an online casino in Nepal. Early in 2021, Dominic quit operations…