Best Paying Online Casino 2023 – 7 Highest Payout Online Casinos USA

Regulated online casinos are now available in multiple states and players can bet and win real money on a variety of games. However, the payouts can vary and the best paying online casino can provide more opportunities to win, while also ensuring safe and secure withdrawals for your funds.

We will go through the best online casinos that payout and review them in detail, covering RTP rates, withdrawal speeds, and gaming options. Moreover, we will highlight the top games for payouts and show you how to sign up to start playing them today.

Disclaimer: US players can only cash out winnings from licensed casinos operating in legal states: MI, NJ, PA, CT, WV.

Comparing the Best Online Casinos that Payout USA

Some of the best US online casinos for real money stand out in this category for their high payouts. You can check out the top sites below and also see which online casino games provide the highest RTP rates.

1. DraftKings 97.56% DraftKings Blackjack Exclusive Progressive Jackpot Network 100% Deposit Match Bonus, up to $2,000
2. BetMGM 97.04% Premium Blackjack Pro No Deposit Bonuses & Promotions 100% Deposit Match Bonus, up to $1,000, plus $25
3. Caesars 96.71% Jacks or Better Video Poker Caesars Rewards Loyalty Program 100% Deposit Match Bonus, up to $2,000, plus $10
4. FanDuel 96.22% Classic Blackjack Daily Progressive Jackpots Refund on First Day Losses, up to $1,000
5. BetRivers 96.13% Deuces Wild Elite Best Casino Tournaments 100% Deposit Match Bonus, up to $500
6. WynnBET 95.96% Blackjack Blazing 7s Loyalty Points & Rewards Store 100% Deposit Match Bonus, up to $1,000
7. PokerStars
95.70% Joker Poker Casino Races 100% Deposit Match Bonus, up to $1,500

Affiliate Disclosure: Techopedia may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. However, all our recommendations are unbiased and follow a thorough review process. Players must be a legal gambling age and located in a regulated US gambling state. Gambling can be addictive, please play responsibly.

Highest Paying Online Casinos Reviewed

A good way to help improve your potential wins at online casinos is to play at the gaming sites that payout the most. Not only do these usually have top online casino game odds, but they also ensure fast withdrawals and convenient limits. Let’s take a closer look at the best paying online casino sites in the US according to our research and reviews.

1. DraftKings Casino – 97.56% RTP – Highest Payout Online Casino

  • Payout Time: 24 hours
  • Games: 1,000+
  • Highest Paying Games: DraftKings Blackjack, Mega Joker, Jacks or Better Video Poker, Baccarat, Codex of Fortune
  • New Player Bonus: 100% Deposit Match Bonus up to $2,000 – Claim Now
  • Payout Options: 10 – Visa, Mastercard, PayPal, Online Banking, Venmo
  • Support: Live Chat, Support Ticket

DraftKings Online Casino Best Payout

Our DraftKings review covers every aspect of the online gambling site. However, our focus for this guide is its overall payout, which we found to be the highest in the US online casino market. DraftKings Casino offers a collection of over 1,000 games from trusted developers, covering all of the main categories. This means that it has multiple versions of blackjack with an RTP that can exceed 95% with optimum play.

Moreover, DraftKings offers exclusive progressive jackpots that can result in massive online casino payouts of over $3 million. These jackpots are available on selected games, including some of the DraftKings exclusives, and may also depend on the state from which you are playing. One lucky player won a $3.29 million jackpot at DraftKings Casino in June, 2023, while playing Ancient Fortunes: Zeus. This broke the previous record of $1.97 million set in April, 2023 on the Extra Chilli Megaways slot.

In addition to the unique jackpots, DraftKings also has a mix of bonuses. New players can choose between a 100% bonus up to $2,000 with a 30x wagering requirement, and a 100% bonus up to $100 with only a 1x requirement. Plus, the loyalty program will generate Crowns for extra casino credits and rewards.

Pros and Cons

Pros: pros

  • Offers many games with high payout rates
  • Generous welcome bonus up to $2,000
  • Allows players to practice in demo mode
  • Top payment methods for secure transactions

Cons: cons

  • Lack of online casino promotions at times
  • Doesn’t have customer support by phone

2. BetMGM Casino – 97.04% RTP

  • Payout Time: 3 days
  • Games: 3,000+
  • Highest Paying Games: Premium Blackjack Pro, Baccarat, Deuces Wild Video Poker, Codex of Fortune, Starmania
  • New Player Bonus: $25 Sign Up Bonus + 100% Deposit Match up to $1,000 – Claim Now
  • Payout Options: 12 – Mastercard, Visa, PayPal, Play+, Venmo, Cash
  • Support: Live Chat, Contact Web Form

BetMGM Online Casino Payout

BetMGM is one of the biggest online casino brands in the US, available in multiple states and providing the biggest library of games. Included in the 3,000+ gaming options are tables with high payout rates, such as blackjack, baccarat, and European roulette. The casino also has multiple versions of video poker that have good payouts.

As for slots, standout games include Starmania, Codex of Fortune, Blood Suckers 2, and Guns N’ Roses. These all have high RTP rates of over 96%. Some slots at BetMGM can award millions of dollars in prizes, like the $2.8 million jackpot won in April in New Jersey and the $2.5 million jackpot claimed in March by someone in Michigan.

The operator provides an appealing welcome offer that includes a no deposit bonus of $25 for signing up. It is followed by a 100% match on the first deposit and various promotions for active players. Withdrawing your winnings is simple and secure, although it can take a few business days.

Pros and Cons

Pros: pros

  • Massive jackpot online casino payouts
  • 24/7 live casino games with solid RTP
  • Best welcome bonus for casual players
  • Weekly leaderboard competitions

Cons: cons

  • Withdrawal requests approved in 3-5 days
  • Lacks filtering options for the many games

3. Caesars Casino – 96.71% RTP

  • Payout Time: 24 hours
  • Games: 600+
  • Highest Paying Games: Jacks or Better Video Poker, Blackjack Surrender, Baccarat, Codex of Fortune, Jimi Hendrix
  • New Player Bonus: $10 Sign Up Bonus + 100% Deposit Match Bonus up to $2,000 – Promo Code: CASINO10
  • Payout Options: 5 – PayPal, VIP Preferred, Visa, Mastercard, Online Banking
  • Support: Live Chat, Contact Web Form

Caesars Online Casino Payout

Caesars Casino has a clean layout that allows users to quickly navigate the site. The games display the minimum and maximum betting limits, although we also would have liked to see the RTP here for more details. We found that Caesars doesn’t have as many games as some of the other top online casinos that payout. Luckily, it has the top creations from the likes of IGT, NetEnt, Scientific Games, and other developers.

The focus on popular slots and table games also helps with the overall casino RTP, with Caesars often being close to the 97% mark. This can vary based on player performance, but generally shows that games like blackjack, European roulette, baccarat, and video poker remain popular among players.

Of course, Caesars Casino slots get plenty of action and the operator is no stranger to awarding large jackpots. Online players have claimed several prizes worth around $250,000, while the biggest jackpot on the site right now is getting close to $1 million. The generous bonuses, frequent promotions, and the extra benefits from Caesars Rewards can help keep the reels spinning in search for these large wins.

Pros and Cons

Pros: pros

  • First deposit bonus up to $2,000
  • Exclusive casino promotions
  • Approves casino payouts in 24 hours
  • Real money games for all bankrolls

Cons: cons

  • Doesn’t have that many withdrawal methods
  • Game info doesn’t include payout percentages

4. FanDuel Casino – 96.22% RTP

  • Payout Time: 24 hours
  • Games: 500+
  • Highest Paying Games: Classic Blackjack, Live Baccarat, Starmania, Guns N’ Roses, Codex of Fortune
  • New Player Bonus: 100% Refund on Losses in the First 24 Hours – Claim Now
  • Payout Options: 8 – Visa, Mastercard, VIP Preferred, PayPal, Play+
  • Support: Live Chat, Email Form

FanDuel Online Casino Payout

FanDuel Casino is among the best payout online casinos thanks to its combination of premium games, special promotions, and added jackpots. Some of the high paying games on the site include blackjack, baccarat, and European roulette, available in standard versions and with live dealers. The category for slots also has popular titles, such as Starmania, Divine Fortune, and Bonanza.

More than 50 selected slots share a progressive jackpot that is awarded every day. These help improve the overall payout and give players prizes that easily exceed $10,000. On the topic of daily perks, we also like FanDuel’s Reward Machine. Real money players can spin the reels in the Reward Machine once per day for free for the chance to win up to $2,000.

The casino welcome bonus could have been better, especially with FanDuel being one of the highest paying online casinos. New players benefit from a 100% insurance on the first 24 of casino play, which means that you get the money back if you lose, up to $1,000. However, if you win from the online casino games, you don’t get a bonus.

Pros and Cons

Pros: pros

  • Daily rewards and prizes
  • Awards jackpots every day
  • Fast withdrawals for winnings
  • Exclusive live dealer games

Cons: cons

  • Not as many table games as other sites
  • Welcome bonus not great for high RTP games

5. BetRivers Casino – 96.13% RTP

  • Payout Time: 2 hours
  • Games: 1,500+
  • Highest Paying Games: Deuces Wild Elite, Single Deck Blackjack, Codex of Fortune, Baccarat, White Rabbit
  • New Player Bonus: 100% Deposit Match Bonus up to $500 – Bonus Code: CASINO500
  • Payout Options: 6 – Play+, Trustly, PayPal, VIP Preferred, Cash
  • Support: Live Chat, 1-800-637-2617, [email protected]

BetRivers Online Casino Payout

BetRivers Casino is a top gaming site with an impressive collection of games. More than that, the lobby has several categories that you won’t find at other high payout online casino sites. For example, the “Hot” category shows games that have been paying way over their RTP in the past hour. Some of the highest paying online casino games here can have more than 500% payback.

Another category in the lobby is for “All Time Wins”, which highlights the games that have paid out the most on the casino. This is worth considering as it highlights some of the best payout casino games, like Fu Dao Le, Gonzo’s Quest Megaways, and Dead or Alive II. BetRivers has also awarded jackpots of over $500,000 in Divine Fortune.

BetRivers has a loyalty program known as iRush Rewards, which has multiple tiers for unlocking rewards and benefits. Some slots will earn you double the points during happy hour and there are also daily slot tournaments for claiming extra payouts.

Pros and Cons

Pros: pros

  • Best casino for payouts on the same day
  • Tournaments improve the casino payout
  • Can use loyalty points in the Bonus Store
  • Plenty of table games and video poker games

Cons: cons

  • Not the best-looking online casino site
  • Casino bonus only goes up to $500

6. WynnBET Casino – 95.96% RTP

  • Payout Time: 2 days
  • Games: 1,000+
  • Highest Paying Games: Blackjack Blazing 7s, DJ Wild Poker, Blackjack Multi Hand, Starmania, Medusa Megaways
  • New Player Bonus: 100% Deposit Match Bonus up to $1,000 – Claim Now
  • Payout Options: 5 – PayPal, Play+, Trustly, VIP Preferred, Cash
  • Support: Live Chat, 201-383-2837, [email protected]

WynnBET Online Casino Payout

WynnBET Online Casino generally maintains a high win rate for players, which makes it popular in multiple states. While it doesn’t have the best design among payout casinos online, the lobby is very easy to use and it has quite a few tabs. Not only can you view the games by provider, but you can also check out categories for high limit slots, jackpots, live dealer games, table games, video poker, and more.

The exclusive jackpot networks from some developers can result in big wins, especially when it comes to IGT’s Mega Jackpots series. The High 5 Rapid Rewards also improve the payouts, while the Mega Drop games award prizes every day. The mix makes WynnBET one of the best payout casino sites for progressive jackpots.

The bonuses and promotions will help players bet more, and thus win more. There is a 100% match on the first deposit for up to $1,000 and a reload deposit on every Wednesday. Plus, the WynnBET loyalty program is the easiest one to use for extra rewards as your accumulated FREECREDIT can be turned into casino bonuses in the store.

Pros and Cons

Pros: pros

  • Direct rewards with casino comp points
  • Tens of slots with progressive jackpots
  • More than 1,000 games to choose from
  • Live tables for blackjack and roulette games

Cons: cons

  • Not the fastest withdrawal process
  • Doesn’t have craps in the collection

7. PokerStars Casino – 95.70% RTP

  • Payout Time: 2 days
  • Games: 500+
  • Highest Paying Games: Joker Poker, PokerStars Blackjack, Baccarat First Person, Codex of Fortune, White Rabbit
  • New Player Bonus: 100% Deposit Match Bonus up to $1,500 – Claim Now
  • Payout Options: 7 – Visa, Mastercard, PayPal, Skrill, Play+
  • Support: Live Chat, [email protected]

PokerStars Online Casino Payout

While PokerStars is known for online poker, it is also one of the highest payout online casinos in some regulated states. The operator offers handpicked games from top developers and throws in a few of its own creations. As a result, players have around 500 options that include popular slots, realistic table games, and some special options. There are even exclusive PokerStars live tables that have an above average percentage payout.

We like that PokerStars has multiple bonuses and promotions, which can help out with the online casino payouts. New players can claim a 100% deposit match on the first deposit for up to $1,500, or claim $100 in bonus tickets for casino and online poker play. The latter is best-suited for recreational players since it only requires a bet of $1.

The PokerStars Rewards program allows players to earn points when betting cash. There are six levels here for chests of higher value.

Pros and Cons

Pros: pros

  • Has awarded jackpots of over $500,000
  • Rewarding casino bonuses and promotions
  • Races award bonus funds and extra spins
  • Fast customer support by live chat 24/7

Cons: cons

  • Doesn’t show game RTP in info box
  • Pages in the help section are missing

How We Rank Highest Payout Casinos

  • Payout Percentages 
  • Payout Speeds
  • Secure Payouts
  • Game Variety and RTP
  • Bonuses and Rewards
  • Customer Support and Experience

Online casino payouts vary from month to month as players don’t always win the same amounts. As a result, our featured RTP rates for the top casinos are approximations based on previous reports. This allows us to highlight the highest payout online casino sites and also see how close they are. For our reviews, we also check the payouts speed and available banking options, the games provided, and other essential factors.

Check out our full review process to see how we rank gambling sites in order to highlight the best picks for players.

The Best Paying Online Casinos by State

Online casino payouts can vary by state due to local regulations and available software providers. With different games, different bonuses, and even different withdrawal methods, one casino’s payout rate may not always be the same in every state. So, while it’s good to check the best paying online casinos on a large scale, you also need to look at it at a local level. That’s why we will go through the best paying online casinos for each major state.

Best Payout Casino in Michigan

  • BetMGM Casino – 97.81%

When it comes to the best Michigan online casinos, BetMGM often stands out as being the top choice. It has the biggest selection of games, which includes massive progressive jackpots. A casino player from Michigan has even claimed a $1 million jackpot with a bet of just $4 at BetMGM.

Best Casino Payouts in Pennsylvania

  • DraftKings Casino – 97.53%
  • BetMGM Casino – 97.48%

The battle for the best online casino payouts in Pennsylvania is quite close. DraftKings and BetMGM are two of the leading PA online casinos and they have seen similar RTP rates. Both offer impressive lists of slots and table games and facilitate fast withdrawals. BetMGM made headlines after awarding a $1 million jackpot in Pennsylvania in April, 2023.

Best Online Casino Payouts NJ

  • Caesars Casino – 97.42%
  • BetMGM Casino – 97.11%
  • DraftKings Casino – 97.05%

New Jersey is the state with the most USA online casinos, so players definitely have a lot of options when looking for the best NJ online casinos. It also means a high level of competition when it comes to the highest payout casino games. We found Caesars, BetMGM, and DraftKings to provide the best returns for players in the Garden State.

New Jersey also holds the record for the biggest online jackpot win in the US, worth $3.5 million and awarded on the MGM Grand Millions online slot.

Best Payout Online Casino Connecticut

  • Mohegan Sun – 96.60%

While there are only two Connecticut online casinos available at this time, they can take more than $1 billion in bets every month. Mohegan Sun, operated by FanDuel, generally provides slightly better casino payouts online. This is in part thanks to its smaller selection of games that maintain a low house edge, but the bonuses also help players win more.

Best Payout Online Casino West Virginia

  • DraftKings Casino – 97.31%
  • BetRivers Casino – 97.13%

West Virginia online casinos have been available since July, 2020 and players definitely have some solid options to consider. DraftKings and BetRivers usually have higher payouts than the competition, giving US players solid RTP rates of over 97%. The DraftKings-exclusive progressive jackpots are very popular in West Virginia, especially after two players won jackpots totaling $1.1 million from 10-cent bets in May, 2023.

Why are the Best Online Casino Payout Percentages Important?

The online casino payout percentage shows the difference between the amount of money the casino takes in as bets and the amount of money it pays back to players as prizes from those games. For example, a 95% online casino RTP indicates that for every $100 players wagered, they won back $95. The remaining 5% is the casino gross gaming revenue.

On a full online casino scale, the average payout percentage varies greatly from month to month. That’s because players don’t always bet the same amount and the real money games don’t always pay the same either.

With that being said, sites that consistently are among the best payout online casinos of the month can follow an important trend. This can indicate that they have high paying casino games, provide rewarding bonuses, and have solid loyalty programs in place. Moreover, real money online casinos with the best payouts also have secure banking systems with fast processing and large limits.

How do you calculate casino payout percentages?

The casino payout percentage is calculated by dividing the total sum of all game winnings within a period by the total sum of money placed in bets on games in that same period, multiplied by 100. The result will usually be between 90% and 99%.

What does RTP (Return to Player) mean for casino games?

The RTP percentage shows how much the game is likely to pay over a long period of time. This is determined by the game mechanics and payouts. The remaining difference to 100% is the house edge, which is the advantage that the casino has over the player during a standard round.

What is a good payout percentage?

Some of the best paying casino games have RTP percentages close to 99%, which is a great rate. This would indicate that the casino and the player are almost on even ground and variations in winnings come down mostly to luck. In some games, the right moves can help improve the odds. For example, blackjack payout percentages can be improved by using basic strategy, exceeding 99.50%.

How do I check RTP percentages for casino games?

Some online casinos will list the payout percentages for their games as extra info. However, for most gaming options, you will have to start up the game and check the game info for the RTP. This is provided by the developer and can be shown as a range when the best payout percentage requires optimal play. You can also check in game reviews.

How can I trust payout percentages?

The top online casinos in the US use games from trusted developers, which are audited by third parties, like eCOGRA, iTech Labs, and GLI. The developers have to provide details on the game mechanics and resulting payout percentages. All games must also use random number generators for fair results, ensuring that every outcome is random and cannot be modified by the casinos in any way.

Why opt for the Highest Paying Online Casino?

The best paying casino online can provide some advantages over other gaming sites that can help you win more. The main perks include the following:

  1. Better Chances to Win: The best paying casinos have the right mix of games and promote the options where players actually win. This can be a focus on table games and live dealers, but also on highlighting the slots that have high payout percentages.
  2. Exclusive Features: You will find that the online casino with the best payout has some extra features that other sites don’t offer. These can include exclusive progressive jackpots added to selected games, which add more winning opportunities and increase the casino payout as a result.
  3. Rewarding Bonuses: Not all online casino bonuses are the same as the offers and their wagering requirements can vary greatly. The best paying online casinos for US players offer bonuses that are easy to clear by keeping the wagering requirement low.
  4. Safe Withdrawal Options: The highest paying online casino has a banking system in place to facilitate players withdrawing their funds. This means fast processing, convenient transaction limits, and a good chance that you will find your preferred withdrawal method.

How to Get Started at the Best Payout Casinos

It is now easier than ever to start playing in order to take advantage of the best online casino payouts. We have a step-by-step guide ready for you right here:

1. Choose the Best Payout Casino

We present the highest paying online casino sites, but it is up to you to choose which one is best-suited for you. Check out our reviews to learn more about the casinos and then click the link to go to the site and claim the welcome bonus. Note that you can sign up at multiple high payout casinos and benefit from different bonuses.

2. Create Your New Account

Once on the site, look for a button that says “Sign Up” or “Register”. Click it to open the registration form and then fill out the required boxes with your personal details. This step also requires the last four numbers of your SSN to verify your age. Upload the required documents, like a photo ID, and your account is ready.

3. Claim Your Welcome Bonus

The best online casino bonuses will help you increase your playing bankroll, which can help improve your results at the best payout casinos. Most offers apply automatically, but you may need to enter a promo code in the required field when depositing in some cases. Our reviews have the required details.

4. Start Playing on High RTP Games

If you are looking for the best paying online casino games, we recommend checking our guides. Table games, like blackjack, baccarat, and European roulette, are solid options. Video poker games can also have high RTP rates. As for slots, the details can be harder to find, so it is best to stick to our recommendations.

5. Cash Out When You Win Real Money

To take advantage of the highest paying real money online casino, you should withdraw your winnings. You can do this through different payment methods, depending on the chosen casino. Some of the best payout methods include debit cards, PayPal, Venmo, and online banking.

It can take two or three business days for the casino to process and approve the withdrawal request. Once approved, some banking methods require a few more days to complete transactions, but e-wallets are usually instant. Minimum withdrawals often start from $10 or $20, depending on the casino, while the maximum can exceed $100,000 per transaction. The best payout casinos online don’t take fees for withdrawals.

High Payout Casino Min/Max Payout Payout Speed Payout Methods Available
DraftKings $1-None 24 hours 10 – Visa, Mastercard, Online Banking, VIP Preferred, PayPal, Venmo, Play+, Checks, Bank Wire Transfer, Cash
BetMGM $10-$2,000,000 3 days 9 – Visa, Mastercard, PayPal, VIP Preferred, Online Banking, Bank Wire Transfer, Play+, Cash, Check
Caesars $20-$5,000 24 hours 5 – PayPal, VIP Preferred, Online Banking, Play+, Cash,
FanDuel $1-None 24 hours 8 – Visa, Mastercard, Online Banking, PayPal, Venmo, Play+, Check, Cash
BetRivers $10-None 2 hours 6 – Play+, Online Banking, VIP Preferred, Check, Cash, PayPal
WynnBET $20-None 2 days 5 – PayPal, Online Banking, Play+, VIP Preferred, Cash
PokerStars $10-$100,000 2 days 7 – Visa, Mastercard, Cash, PayPal, Skrill, VIP Preferred, Play+

How to Find and Play the Highest Paying Casino Games

All casino games have different payout percentages and the mechanics can range from simple to quite complex. As a result, calculating the game RTP is not always simple, especially when it comes to slots. While game developers can provide the RTP in the game info, this is not always the case. Below, you can find some of the most popular high RTP games and where to play them.

Game Variant Your Odds (RTP) Best Casino for This
French Roulette 98.65% BetMGM
American Roulette 94.74% FanDuel
Slots 85-98% BetMGM
Jackpots 85-95% DraftKings
Blackjack 98-99.67% DraftKings
European Roulette 97.30% DraftKings
Video Poker 96-99.86% BetRivers
Baccarat 98.76-98.94% Caesars
Craps 98.59-98.64% BetMGM
Pai Gow Poker 97.16% WynnBET
Casino Hold’em 93.74-99.18% PokerStars

Online Slots – Average 95% RTP

With thousands of online slots available on the best paying casino apps, the RTP range is massive. Some games can be as low as 85%, especially when they have large progressive jackpots that take up a percentage of the bet but rarely pay out. However, some of the best online slots exceed 96% thanks to rewarding features. Top paying casinos, like DraftKings and BetMGM, have slots with RTP rates that can even reach 98%.

Roulette Games – Average 97.30% RTP

The roulette payout percentage is easier to calculate since it is given by the extra green pocket/s. As a result, the American roulette version has a low RTP of 94.74% because it has two green pockets, for 0 and for 00. It is best to go for European roulette because it has only one green pocket and an RTP of 97.30%. French roulette improves the RTP further, to 98.65%, with an extra rule for when the outcome of the spin is 0.

Blackjack Games – Average 99% RTP

Blackjack is one of the best high RTP games, but it does require optimal play. It is one of the few casino games where player skill can make a difference in the outcome. While regular play can result in a payout of around 98%, players using basic strategy can increase the rate to 99.67%. This makes it one of the highest payout percentages at a casino.

Baccarat Games – Average 98.85% RTP

Baccarat is a safe pick as the card game is easy to play and has a good RTP. The best strategy is simply to bet on the Banker, which will give you a 98.94% payout for every bet. Betting on the Player is a bit worse, while betting on a tie is not recommended due to the low RTP. Baccarat is available at all of the best payout online casinos.

Poker Table Games – Average 95% RTP

Casino poker games come in different variations that have different payout rates. Moreover, most options require optimal strategy for the best returns as players have the option to increase the bet throughout the round. Casino Hold’em can go up to 99.18% with the right strategy, but the regular RTP is around 94%. Pai Gow Poker has an average of about 97.16%.

Video Poker Games – Average 98% RTP

Video poker is a great category for games with a high payout percentage. In some of the best games, the RTP range is between 97.80% and 99.86%, which depends on the strategy. There are some variations when it comes to video poker due to the different paytables. With the right version and optimal strategy, this can be the highest payout online casino game.

Craps – Average 98.50% RTP

The RTP in craps depends on the bets you place. For example, betting on Any 7 has a very low payout of 83.33%, and betting on 2 or 12 is also bad with just a 86.11% RTP. However, if you stick to the main bets, you can benefit from much better rates. The Don’t Pass bet is the best in the game, offering a 98.64% payout.

Keno – Average 90% RTP

Keno game RTP can vary quite a bit from version to version. This is due to the fact that not all games offer the same payouts for matching numbers. Some keno games can be as low as 75%. For a solid RTP, five numbers out of 15 should pay 1:1, while six matching numbers gets you 2:1. Seven numbers are worth 5:1 and eight go up to 15:1. The rate increases and can provide an average payout rate of 95%.

Live Casino Games – Average 97% RTP

Live casino games give players an authentic experience from land-based casinos, with real dealers at the tables. The category covers quite a few table games and even some special options, such as casino gameshows. Live gameshows are on the lower end with an average payout rate of 96%, while live blackjack and live baccarat are much better choices.

Does a Higher Payout Percentage Increase My Odds of Winning?

The truth is that you are never guaranteed a win, even at the top payout online casinos. All of the games use random number generators for fair results within set parameters. However, a higher payout percentage will improve your long-term odds of winning.

For example, let’s take American and European roulette. In both versions, you will receive a 35-to-1 payout if you bet on a single number and it is successful. However, in American roulette, there are 38 possible outcomes, while European roulette only has 37 numbers. So, while the payout amount would be the same, your odds of winning are better in the European version. It has a higher RTP 97.30%, compared to 94.74% in the American variant.

We use the RTP percentage to select the more favorable games for you, but in the end, it all comes down to luck.

Payout Percentages at Online Casinos vs Land-Based Casinos

Online casinos are more transparent about their payout percentages and they also provide more details about the game RTP rates. Land-based casinos usually have higher variations when it comes to gaming machines and even table game payouts can vary due to added rules. While many of the casinos in the US with the best payouts provide slots from land-based casinos, they also have new titles for more game variety.

Highest Casino Payout of All Time

Since land-based casinos are more widely available in the US and they also have been available for longer, they have awarded larger jackpots over the years. A quick rundown of the biggest casino payouts in one go shows that Las Vegas casinos still lead the way, with only a few online wins from Europe making the list. These are the top casino wins:

  1. Excalibur Casino, Las Vegas – $39.7 Million: The largest casino payout of all time in the US, won in 2003 by a lucky player on the Megabucks slot in Las Vegas.
  2. Desert Inn Casino, Las Vegas – $34.9 Million: Claimed in 2000 by a local cocktail waitress in Las Vegas on the same popular Megabucks slots game.
  3. Palace Station Resort, Las Vegas – $27.5 Million: Back in 1998, a casino player in Las Vegas decided to spend an extra $200 chasing the jackpot and she won.
  4. PAF Online Casino, Finland – $23.6 Million: In 2013, a lucky player from Finland won the Mega Fortune jackpot worth around $23.6 million while betting only $0.25 per spin.
  5. Grand Mondial Casino, Online – $23.5 Million: Another massive online jackpot win was claimed in 2018, this time from Microgaming’s Mega Moolah slot. The player chose to remain anonymous.
  6. Bally’s Casino, Las Vegas – $22.6 Million: In 2002, Johanna Heundl was celebrating her 74th birthday in Las Vegas when she won a life-changing double jackpot.
  7. Caesars Palace, Las Vegas – $21.3 Million: After betting just $10 on the Megabucks slot at the Caesars Casino, a 49-year-old player from Illinois landed a $21.3 million jackpot.
  8. Cannery Casino, Las Vegas – $21.1 Million: Elmer Sherwin is one of the luckiest casino players in Vegas, having won a $4.6 million jackpot in 1989 and then another $21.1 million prize in 2005.
  9. Betway Online Casino, UK – $20.8 Million: A British soldier won the Mega Moolah jackpot in 2013 for £13.2 million, which was worth around $20.8 million.
  10. M Resort, Henderson – $17.3 Million: After playing just a few spins, a Las Vegas resident claimed another massive Megabucks jackpot at the M Resort Casino.

Tips to Increase Your Chances of Winning at High Payout Casinos

It is better to play at the best payout online casinos and take advantage of the available perks. While you are not always guaranteed to win, you can follow these simple tips for the best playing experience:

  • Play at Licensed Online Casinos: All of our featured casino sites are licensed in select states and ensure fair games. Moreover, they make sure that you can withdraw your winnings safely and securely.
  • Choose the Right Games: Even at the best payout online casinos, not all games have good RTP rates. We recommend researching the options and playing the right online slot games or tables that maintain good payout percentages.
  • Learn Playing Strategies: You can improve the online casino game odds in some cases by using optimal play. Practice with demo credits to learn the ropes and then bet real money to benefit from the higher payout rates.
  • Claim Bonuses & Promotions: A good way to increase your bankroll and have more chances at winning big is through bonuses and promotions. When joining the best payout online casino, take advantage of the welcome offer and the following promos.
  • Play Responsibly: Know that gambling is risky and you should never play more than your bankroll allows. Only use funds that you can afford to lose and don’t exceed your balance to chase large payouts from jackpots.

Summary of Online Casinos that Payout for September

Our team of experts did all the research needed to bring you the top payout casinos so that you don’t have to do it yourself. Check out the quick recap below and choose your preferred casino site to start playing today.

  • DraftKings Casino – The highest RTP thanks to an impressive selection of games and added progressive jackpots for more payouts. New players can claim a welcome bonus up to $2,000 to enjoy the gaming options with the best payouts.
  • BetMGM Casino – One of the top payout casinos in multiple states, offering the biggest library of games. It has around 3,000 slots, plus realistic table games with a low house edge. We also liked the fact that new players can claim a $25 no deposit bonus.
  • Caesars Casino – The home of Caesars Rewards for playing online casino games, including handpicked slots and several roulette variants. Players can unlock a large welcome bonus with the Caesars promo code and then earn loyalty points for every bet.
  • FanDuel Casino – A gaming site where players can win daily jackpots and claim daily bonus rewards. It also ensures easy withdrawals through multiple banking methods that don’t have a maximum limit. This allows players to cash out even the highest payouts.
  • BetRivers Casino – Enjoy unique features, like a dedicated section for hot games with the best online casino payouts for US players, and exclusive tournaments with various prizes. After winning at BetRivers, players can benefit from very short withdrawal times of just a few hours.
  • WynnBET Casino – Offers special promotions with prize pools of up to $100,000 and is also one of the casinos with the highest slot payouts. Players can opt in and bet for the chance to win extra prizes, claim bonuses on every deposit, and earn bonus rewards with free points.
  • PokerStars Casino – The combination of premium slots from top developers, large bonuses, promotional giveaways, and a unique loyalty program makes PokerStars the best payout online casino for active players. The more you bet, the more bonus chests you earn.


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Vlad Grindu

Vlad has more than a decade of experience in the gambling industry, specializing in analyzing and reviewing online betting platforms. He is an expert in casino games and sports betting, providing detailed guides for major publications in the iGaming industry, including and Covers. Vlad has a Master’s Degree in Economics and enjoys the occasional esports game.