When you buy through affiliate links in our content, we may earn a commission at no extra cost to you. Learn Finding the best paying online casinos in the USA is no easy task. After all, there are dozens of high payout casino sites to choose from, but that’s where we come in.
We’ve played at practically all of them and yes, we’ve listed our top choices below. We even found that the highest paying online casino has an incredible return percentage rate of more than 99%. Now that’s impressive.
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Wild Casino |
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Bovada |
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Black Lotus |
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Raging Bull |
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CoinCasino |
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BetUS |
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BetOnline |
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Comparing the Best Paying Online Casinos USA
We took the best online casinos in the US and focused on the highest payouts for this breakdown. These sites not only offer an incredible range of games, but are also the best paying casinos in the industry. Having the complete package is very important to really make the most of the returns.
Compare the best payout online casinos below and see which games provide the highest return-to-player (RTP) rates.
| Casino Rank | Highest Payout Rates | Highest Paying Game | Best Feature | Sign Up Bonus |
| 1. Wild Casino | 99.85% | Single Deck Blackjack | Exclusive blackjack tournaments | Up to $5,000 + 125 Free Spins |
| 2. BetWhale | 99.78% | 21 Burn Blackjack | Fast withdrawals | 250% Bonus + 50 Free Spins |
| 3. Bovada | 99.50% | 21 Burn Blackjack | Randomly dropping Hot Drop Jackpots | Up to $3,750 |
| 4. Black Lotus | 99.22% | Atlantic City Blackjack | Monthly prizes from leaderboards | Up to $6,000 + 35 Free Spins |
| 5. Raging Bull | 99.38% | European Blackjack | Extra free spins when depositing | 250% up to $2,500 |
| 6. CoinCasino | 99.85% | Single Deck Blackjack | Free spins worth up to $4 | 200% up to $30,000 + $200 in Super Spins |
| 7. Lucky Creek | 99.22% | Atlantic City Blackjack | Rewarding casino promotions | Up to $5,000 + 60 Free Spins |
| 8. Lucky Red | 99.38% | European Blackjack | Big deposit bonuses | Up to $4,500 + $75 Free Chip |
| 9. BetUS Casino | 99.50% | 21 Burn Blackjack | Bonuses for casino and poker games | 200% Combo up to $5,000 |
| 10. BetOnline | 99.85% | Single Deck Blackjack | Lots of promos including weekly rebates | 100% up to $3,000 |
| 11. TG.Casino | 99.85% | Single Deck Blackjack | Wide selection of games | 200% up to 10 ETH |
| 12. DisCasino | 99.85% | Single Deck Blackjack | Sign-ups with Discord | 200% up to $10,000 |
5 of the Best Payout Online Casinos Reviewed
We’ve played, won, and cashed out at all of the best paying online casinos, but the five below are the sites that really stand out for us. You’re by no means guaranteed a win, but you certainly can improve your odds at these sites.
Check them out for yourself, but remember, these are just some of the best paying casinos. Every one of our recommendations above are well worth taking a look at.
1. Wild Casino – Best Paying Online Casino in the US
- Casino payout rate: 94-99%
- Best payout casino games: Single Deck Blackjack, Jacks or Better, Live Early Payout Blackjack
- Established: 2017
- License: Panama Gaming Commission
- Restricted states: NJ
Our Verdict: 10/10
Wild Casino is an impressive site with more than 1,200 games, including 1,000+ slots and an extensive live dealer area. And yes, you guessed right, many of the games boast a high RTP.
Games at Wild Casino typically hover around the mid-90% payout range, with some slots pushing 97%. However, the 3D table games are much higher with games that exceed 99%.
But it’s not just the fact that this is one of the highest payout online casino sites that has us hooked. Wild Casino also has a wide range of promotions including two welcome bonuses. One for traditional banking and another high-value promo for crypto users.
The banking system is another standout feature here. You can easily withdraw your winnings through crypto, bank transfers, and other options to really take advantage of the highest paying online casino.
Features Overview
- Promotions & Rewards: 10/10
- User Experience: 10/10
- Payment Methods: 10/10
- Casino: 10/10
- Live Dealer Games: 10/10
- Customer Support: 9/10
Pros 
- More than 1,200 games on the site
- New games added regularly
- Two welcome bonuses to choose from
- High paying casino table games
Cons 
- No credit/debit card withdrawals
- High crypto bonus rollover requirement
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Wild Casino |
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2. Bovada – Best Payout Online Casino for Progressive Jackpots
- Casino payout rate: 93-98%
- Best payout casino games: 21 Burn Blackjack, Classic Single Deck Blackjack, Golden Buffalo Hot Drop Jackpots
- Established: 2011
- License: Union of the Comoros
- Restricted states: NJ, NY, DE, NV, MD, CO, MI
Our Verdict: 9.8/10
Bovada Casino is easily one of the most popular operators in the US. This high payout casino has tons of games with impressive RTP rates, but it’s the Hot Drop Jackpots that are the real draw for slots players. These massive progressive jackpots can be won at any time.
Some slot games at Bovada can reach as high as 97-98%, while there are table games that have a high payout of over 98%.
Although Bovada has one of the smaller cashier sections of our highest payout online casinos, depositing and withdrawing funds remains easy and secure. You can use a handful of cryptocurrencies, while credit and debit cards are restricted to deposits only.
Features Overview
- Promotions & Rewards: 8/10
- User Experience: 10/10
- Payment Methods: 8/10
- Casino: 10/10
- Live Dealer Games: 9/10
- Customer Support: 10/10
Pros
- Exciting Hot Drop Jackpot prizes
- 3D table games the highest payout rates
- Exclusive Woohoo slots with added jackpots
- User-friendly cashier for withdrawing the wins
Cons
- High debit and credit card fees
- Restricted in several states
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3. Lucky Creek – Regular Draws with Big Payouts
- Casino payout rate: 94-96%
- Best payout casino games: Atlantic City Blackjack, Live Blackjack, European Roulette
- Established: 2009
- License: Curaçao
- Restricted states: None
Our Verdict: 9.6/10
The collection of Lucky Creek games may not be the biggest but it includes a good variety of blackjack tables and slots. Free play mode is unavailable, but even so, most games accept minimum wagers of between $0.15 and $1.
Lucky Creek has a great range of bonuses, including frequent prize draws with massive payouts, that make it one of the best online casinos that payout. The luxury car prize draws will really impress.
Lucky Creek is one of the high payout casinos that accept both debit card and Bitcoin deposits. Bitcoin is also the best way to get your winnings out since it has the lowest processing period and higher limits than other methods.
Features Overview
- Promotions & Rewards: 10/10
- User Experience: 10/10
- Payment Methods: 7/10
- Casino: 9/10
- Live Dealer Games: 8/10
- Customer Support: 10/10
Pros
- Generous welcome package
- Draws with valuable prizes
- $20 minimum BTC deposit
- Good selection of blackjack games
Cons
- No free play mode available
- Limited range of live dealer games
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Lucky Creek |
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Lucky Creek |
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4. CoinCasino – Highest Payout Online Casino & Poker Platform
- Casino payout rate: 95-98%
- Best payout casino games: Single Deck Blackjack, Live Blackjack, Secrets of Atlantis
- Established: 2024
- License: Government of the Autonomous Island of Anjouan
- Restricted states: None
Our Verdict: 9.8/10
CoinCasino is another high paying online casino that is growing at an exponential rate. It launched in late-2024 but it is the official online casino from the renowned poker site CoinPoker. You can enjoy more than 4,000 games on the site, including slots, table games, and a live dealer area.
Payouts at CoinCasino tend to peak at around 99%+ and like many other high paying casino sites, it’s the table games that have the highest RTP rates.
The cashier section is excellent with multiple cryptocurrencies that can be used for deposits and withdrawals. In fact, CoinCasino is also one of the fastest payout casinos and offers impressive instant withdrawals. If you have it in your account, you can take it out at any time.
Features Overview
- Promotions & Rewards: 9/10
- User Experience: 9/10
- Payment Methods: 10/10
- Casino: 10/10
- Live Dealer Games: 10/10
- Customer Support: 9/10
Pros
- 4,000+ games with a variety of themes
- Huge collection of 3D table games
- Highest payout online casino games from top developers
- No payout limits for major cryptocurrencies
Cons
- No credit and debit card support
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5. TG.Casino – Best Payout Online Casino for Crypto
- Casino payout rate: 94-96%
- Best payout casino games: Single Deck Blackjack, French Roulette Classic, Deuces Wild Poker
- Established: 2023
- License: Curaçao Gaming Control Board
- Restricted states: N/A
Our Verdict: 9.5/10
TG.Casino is a high payout online casino and one of the best when it comes to games. It is also one of the best instant play casinos, offering over 5,000 games without requiring any downloads.
Overall casino payout rates are quite good, with most games averaging around 92-97%. You will also find a packed live dealer area and tons of high payout table games that can be better for results.
This is a crypto-only site, but you can use credit and debit cards to buy any cryptocurrencies through the cashier itself. This is also one of the best payout online casinos for getting the funds out in an instant.
Features Overview
- Promotions & Rewards: 9/10
- User Experience: 10/10
- Payment Methods: 8/10
- Casino: 10/10
- Live Dealer Games: 10/10
- Customer Support: 9/10
Pros
- 5,000+ games to choose from
- Massive range of slots from different studios
- Fast and secure processing when cashing out
- Huge welcome offer on the first deposit
Cons
- Could have more regular promotions
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The Best Paying Online Casinos Explained
The casino payout percentage is just another way of saying how much the best paying online casinos in the USA actually pay out in winnings. It gives you an idea of what your chances are for a particular game, or even a site in general.
The best sites maintain a high casino payout percentage through fair games from trusted developers and they also add extra gambling options with low margins.
What Does RTP (Return to Player) Mean?
The RTP percentage shows how much the game is likely to pay over a period of time. This is determined by the game mechanics and payouts.
For example, a 95% RTP tells you that for every $100 wagered on a game, players win back $95. The remaining 5% ($5) is what the site makes on the game.
The casino payout percentage is calculated by dividing the total sum of all game winnings within a period by the total sum of money placed in bets on games in that same period, multiplied by 100. The result will usually be between 90% and 99%. It is basically the monthly casino RTP.
It is worth noting here that this return to player rate is based on tens of thousands of hands. Short-term variations can appear with every game, especially in those that have high volatility payouts, such as slots.
Even the casino payout rate can vary from month to month given that luck always plays a big role. In some months, players can claim bigger jackpots, which can result in an overall higher payout for the online casino.
What Is a Good Casino Payout Percentage?
Some of the best paying casino games have RTP percentages close to 99%, which is a great rate. This tells you that the site and the player are almost on even ground and variations in winnings come down mostly to luck. In some games, the right moves or strategy can help improve the odds in your favor – more on that later.
As for the casino payout rate, a good level is around 92-95%. Keep in mind that this is for all of the games and doesn’t include extra bonuses and promotions. Players can win even more by taking advantage of bonus deals throughout the month.
How Do I Check RTP Rates for Casino Games?
Some sites will list the payout percentages for their games as extra info. But, in most cases, you’ll have to start up the game and check the game info for the payout rate, just like we’ve done for the Book of 99 slot in the screenshot below.
This is provided by the developer and can be shown as an exact figure or as a range where the best payout percentage requires optimal play. You can also check game reviews or guides like the one you’re reading right now to find out the RTP of a game.
Some of the best mobile casino apps present the game payout rate on the page when you are playing it, as is the case with DisCasino.
How Can I Trust Casino Payout Percentages?
The highest payout online casinos in the USA use games from trusted developers, which are audited by third parties, like eCOGRA, iTech Labs, and GLI. These agencies verify that the game mechanics and payout rates match those provided by the developers.
They also ensure that all games use random number generators for fair results. This means that every outcome is random and cannot be controlled by the site operator in any way.
Why Are the Best Payout Online Casino Percentages Important?
As we explained earlier, the casino payout percentage shows the difference between the amount of money the site takes in as bets and the amount of money it pays back to players as prizes from those games.
So, a higher RTP rate means that you have a better chance of winning some money.
Just remember that even the best online casino payout percentages will change from time to time as players win different amounts on games. Even so, the best payout casino sites will have consistently high rates due to their games and bonuses.
Highest Payout Online Casino Games
No two games are quite the same and this is particularly true when it comes to payouts. Below, we’ve listed some of the best casino game odds at the highest payout online casinos.
How to Find the Best Paying Online Casino Games
Finding the highest payout online casino games isn’t quite as easy as it seems. While game developers will sometimes provide the RTP in the game info, that’s not always the case.
Luckily for you, we’ve done our research and listed the best paying casinos in the USA where you can find the highest payout games.
| Game Variant | Your Odds (RTP) | Best Payout Casino |
| French Roulette | 98.65% | CoinCasino |
| American Roulette | 94.74% | BetWhale |
| Slots | 85-99% | Wild Casino |
| Jackpots | 85-95% | Bovada |
| Blackjack | 98-99.67% | BetOnline |
| European Roulette | 97.30% | Wild Casino |
| Video Poker | 96-99.86% | Lucky Creek |
| Baccarat | 98.76-98.94% | Bovada |
| Craps | 98.59-98.64% | CoinCasino |
| Pai Gow Poker | 97.16% | BetWhale |
| Casino Hold’em | 93.74-99.18% | BetUS Casino |
Top Slots at the Highest Payout Online Casinos
As you can see from the table above, the RTP rates at slots can vary wildly from one game to the next. But with thousands of titles to choose from, finding the perfect games can take some time.
Check out the table below to see the best picks and where you can find them.
| Slot | RTP Rate | Where to Play |
| Book of 99 | 99% | CoinCasino |
| Gold Rush Gus | 98.48% | Bovada |
| Blood Suckers | 97.99% | TG.Casino |
| Merge Up | 97.25% | Wild Casino |
| Stones and Bones | 97.3% | Black Lotus |
| Jungle Stripes | 97.03% | BetOnline |
| Chameleon Cash | 96.45% | BetWhale |
| Golden Dragon Inferno | 96.41% | Bovada |
| Spin it Vegas | 96.3% | Wild Casino |
Does a Higher RTP Improve My Odds at Best Payout Casinos?
The truth is that you are never guaranteed a win, but your choice of game and bet can have an impact.
For example, let’s take a look at American and European roulette. In both versions, you get a 35-to-1 payout if you bet on a single number and win. However, in American roulette, there are 38 possible outcomes, while European roulette only has 37 numbers.
So, while the payout amount would be the same, your odds of winning are better in the European version. It has a higher RTP of 97.30%, compared to 94.74% in the American variant.
So the answer is yes, a higher RTP does increase your odds of winning at the best payout casinos.
Why Choose the Highest Payout Online Casino
The best payout online casino will have some distinct advantages over other casinos.
- Better Chances to Win: The recommended sites have the right mix of games and promote the options where players actually win. This can be a focus on table games and live dealers but also on highlighting slots that have high payout percentages.
- Exclusive Features: You will find that the highest payout casinos have some extra features that other sites don’t offer. These can include exclusive progressive jackpots added to select games giving you a better chance to win.
- Rewarding Bonuses: Not all bonuses are the same as their wagering requirements can vary greatly. The best paying online casinos for USA players offer bonuses that are easy to clear by keeping the wagering requirement relatively low.
- Safe Withdrawal Options: The highest paying casino sites have an efficient banking system. This means fast processing, convenient transaction limits, and a good range of banking methods.
Payout Percentages at Casinos Online vs Land-Based Casinos
While many real money casinos in the US with the best payouts provide slots and table games similar to those at land-based casinos, they may not have the same RTP rates.
For example, online slots paying rates range from 85 to 99% while land-based casino slot machines have an RTP range of 70-95%.
The same goes for table games as land-based casinos will often add rules to increase the house edge. This also means that it’s difficult to gauge RTP rates for specific games.
Generally speaking land-based casinos have an average payout rate of 88-92% while their online counterparts have an average rate of around 96%.
Which is better? That’s all down to the games you play and how you wager. But in terms of average RTPs, it’s clear that the best payout casinos are those available online.
How to Play at the Best Online Casinos that Payout
In addition to having high payout rates, our top casinos also make it easy to join the action. We'll walk you through the simple steps for signing up, playing, and even cashing out.
Choose a Top-Rated High Paying Online Casino
The first step is to choose one or several of the best paying online casinos to join. You can take your pick from our list for quick access. We will go with Wild Casino for this guide.
Create a New Account on the Site
Go to the site and click the button that says “Join Now”. This will bring up the registration form, which you will need to fill out to create the account.
Deposit Funds Online
To take full advantage of the highest payout online casino, you first need to add funds to the account. Go to the cashier, select a deposit method, and enter the details to deposit.
Play the Games
You will have a variety of games to choose from on the site. For the highest payout casino rates, we recommend sticking to the main table games, like blackjack and baccarat, and some high paying slots.
Withdraw Your Winnings
Once you have accumulated some payouts, you can easily withdraw funds from the account. Open the cashier again, select the withdrawal tab and choose a banking method. Enter your details and you are set.
Tips to Boost Your Chances at the Best Paying Online Casinos
Playing at the best payout online casinos won’t guarantee you a win, but it can improve your chances. Here are a few tips to get the most out of your play.
- Play on Trusted Sites: All of our best paying casinos are licensed by a reputable regulator and ensure fair games. They also make sure that you can withdraw your winnings safely and securely. Especially with new USA online casinos, make sure to check expert reviews.
- Choose the Right Games: Even at the best payout online casinos, not all games have good RTP rates. We recommend researching the options and playing the right games that maintain good payout percentages.
- Learn Playing Strategies: You can improve game odds in some cases by using optimal play. Practice with demo credits to learn the ropes and then bet real money once you have your strategy nailed down.
- Claim Bonuses & Promotions: A good way to increase your bankroll and have more chances at winning big is through bonuses and promotions. The best payout online casino should have some regular promos aside from the main welcome package.
- Play Responsibly: Playing can be risky and you should never play more than your bankroll allows. Only use cash that you can afford to lose and don’t go over your budget just to chase large payouts from jackpots.
Best Paying Online Casinos – Key Takeaways
So now you have a solid understanding of how to find the best paying casino websites. But before you make your final choice, here are some key takeaways from our search for the best payout casinos in the USA.
Game Choice is Important
There are specific games that offer a much better chance of hitting those high payouts. This could be because they have a lower house edge or they have bigger jackpots. Either way, if you’re looking for the best payouts, think very carefully about your game of choice.
We recommend single hand blackjack as a good starting point. This is a super simple game to pick up and has the best return to player rate when following the right strategy.
RTP Matters
While games are all about having fun, you want to know that you have the best chances of winning too. That’s why the RTP rates at the best platforms are pretty important.
Ideally, you’re looking for something that is around 97% or higher, but anything above 96% is considered a high RTP game. Just remember that while big jackpots are great, a high RTP gives you a better chance of winning.
How We Test and Review Online Casinos
300+ Casino Sites Reviewed
200+ Software Providers Tested
200+ Hours of Research Every Month
1,000+ Casino Bonuses & Promotions Verified
There are a few important things to consider when you join an online casino, and it’s useful to have the full picture before you sign up.
Here at Techopedia, we follow a tried and tested review process that covers the key features and allows us to rank casinos accordingly.
Our experts carefully analyze:
- Games and variety
- Bonuses and promotions
- Payment methods
- Online security protocols
- Customer support
- Licensing
…and more.
Learn more about our process and see how we rate casinos on Techopedia.
FAQs
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Affiliate Disclosure: Techopedia may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. However, all our recommendations are unbiased and follow a thorough review process. Gambling can be addictive, please play responsibly and you must be a legal gambling age.
References
- https://itechlabs.com/ (iTechLabs)
- https://ecogra.org/ (eCOGRA)
