When you buy through affiliate links in our content, we may earn a commission at no extra cost to you. Learn The best Mastercard casino in the UK lets you gamble with one of the world’s most popular debit, credit, and prepaid cards. Redeem top bonuses at UK casinos that accept Mastercard and enjoy rapid transactions and enhanced security. Plus, we explain how these sites work and the top games you can play for real money.
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Are There UK Online Casinos That Accept Mastercard?
There are plenty of Mastercard casinos in the UK that allow you to deposit and withdraw money to and from your account.
However, those that are regulated by the UKGC are only compatible with debit and prepaid Mastercard types. This is due to a ban introduced in 2020 on credit cards for funding gambling in Britain.
Because of this, many players choose to sign up with non-UK casinos or platforms that hold licences from alternative authorities. This includes Curaçao eGaming, Malta Gaming Authority, Panama Gaming Commission, plus others.
These Mastercard online casino sites are completely legit for UK players and are recommended by our experts. They also generally offer more attractive bonuses and promotions on an ongoing basis.
Types of Mastercards to Use at UK Casinos Online
At our UK Mastercard casinos, you’ll find three main types of cards that are widely accepted. Details of which are in the list below. Note that credit cards are only accepted in offshore casinos, not UKGC-regulated ones.
- Debit Card: This is linked directly to your bank account and allows you to gamble immediately at UK Mastercard casinos with funds you have available. Money is taken and deducted from your bank straight away on a deposit now, pay now basis.
- Credit Card: Money is used to deposit from your credit card account at Mastercard casino sites that accept this type. You get to deposit now, repay later as your credit amount is reduced accordingly.
- Prepaid Card: Load the card with funds in advance of playing at a Mastercard online casino. It is not typically linked to a particular bank account and is used in a similar way to a debit card or gift card.
What are the Benefits of a Prepaid Mastercard?
Plenty of Mastercard online casinos in the UK accept prepaid cards as they come with many benefits for you as a player. Whilst you can’t make a withdrawal to the card from a casino, they are handy for making deposits for multiple reasons. These include:
- Control your spending and manage your bankroll.
- No need to have a traditional bank account.
- There’s no invasive credit checks.
- You won’t rack up fees from an overdraft or interest on a credit account.
- Widely available at online casinos that accept Mastercard with nationwide coverage.
- Reloadable so you can add additional funds and play again.
How Do UK Mastercard Casinos Work?
In this segment, our experts have detailed exactly how a Mastercard casino works when depositing and withdrawing money. There are no extra sign up requirements, just simply grab your card and have your details to hand.
It’s worth bearing in mind that if you’re playing at a casino that accepts Mastercard credit cards, then you may have to pay a fee. This can be a fixed sum, a percentage of the total deposit amount, or both (such as 1% plus 20p) which varies depending on the casino site.
How to Make a Deposit at Mastercard Casinos
Making a deposit at any Mastercard casino online in the UK is straightforward. The process takes under two minutes and funds are deposited instantly upon confirmation, ready for you to play real money games.
- Login to your preferred Mastercard casino and visit the cashier. Select the deposit option and choose Mastercard. Deposits usually start at £5 minimum, but may be in the region of £10-£20. Be sure to note whether it is debit or credit if there are multiple options.
- Enter the amount you wish to deposit followed by the 16-digit card number, holder name, expiry date, and CVV, which is also known as CSC CVC, CV2, CVN or CVV2 code.
- As part of an ID verification and fraud check when playing at the casino with Mastercard, you may need to confirm the transaction on a mobile app. Or by entering a one-time-password/PIN (OTP) via a mobile number or email address.
- Confirm the deposit and the funds will be available in your Mastercard casino account instantly.
How to Withdraw From a Mastercard Casino
Withdrawing your money from a Mastercard casino for UK players is as simple as making a deposit. However, transactions are limited to debit card types, as credit cards and prepaid cards are unavailable for withdrawals.
- Login to your favourite online casino that accepts Mastercard and head over to the cashier. Choose the withdrawal option and select Mastercard (debit).
- Enter the amount you would like to withdraw from your balance and click the confirmation button.
- If your cash out method is different from your deposit method, the casino may split part of your withdrawal with the original funding source (if available) to protect your account from fraud.
- Receive confirmation of the withdrawal and note the transaction ID. Mastercard’s latest technology PayPort+ powered by Vocalink is part of the UK’s ‘Faster Payments Service (FPS)’, which may see your money land in your bank instantly or as little as 1-2 hours.
Fees and Limits at a Mastercard Casino Online
Some of the best Mastercard casinos charge little or no fees for using Mastercard as a method of deposit or withdrawal. However, it often depends on the operator and the card type, such as debit, credit, or prepaid.
Fees are seen as a commission charged by the casino offering Mastercard, as a way of passing on the payments they incur for allowing you to use the method.
These are often combined interchange, card processing, and scheme fees, for things like authorisation, Mastercard’s SecureCode eCommerce fraud prevention, and cross-border transactions.
Charges aside, Mastercard online casinos in the UK have flexible deposit and withdrawal limits starting at £5 minimum up to £99,000 maximum per transaction.
How Safe Are Offshore Mastercard Casinos in the UK?
At Techopedia, we understand that your personal and financial security is of the highest importance. Playing at offshore casinos can seem risky, but in fact the vast majority of them are licensed by strict and highly respected regulatory bodies, which have secure protection systems against scammers in place.
Nevertheless, you can’t be too careful, and luckily using Mastercard comes with the following additional security measures when you deposit money at the best UK Mastercard casinos:
- Mastercard Identity Check: Your Mastercard casino deposit can be verified to make sure that it’s you, just like with generic online purchases. You can authenticate your ID with a passcode.
- Zero Liability Protection: Protect yourself from fraud and unauthorised transactions when you play at a casino with Mastercard (except unregistered prepaid cards). You won’t be held responsible if you’re scammed and report the activity straight away.
- Strong Customer Authentication (SCA): You may be asked for additional information, such as a fingerprint or selfie, under the new Payment Services Directive (PSD2). An extra layer of security for Mastercard casino deposits over £30.
- Transaction Alerts: Be notified instantly when your card is used at a Mastercard online casino, any time of day. 24/7 alerts via SMS or an app let you stay in control of potential fraudulent deposits or charges.
- Mastercard Global Service: If you lose your card, you can call 0800-96-4767 from in the UK and get a card replacement so you can get back to playing at your online casino with Mastercard.
- Network Tokenization: Use your card and store the payment details at a Mastercard casino in the UK and the 16-digit number is converted to a Gateway token for added security and peace of mind.
Mastercard UK Casino Bonuses
One of the standout highlights of playing at a UK Mastercard casino online is the availability of bonuses and promotions that can enhance your experience. Each segment below outlines the offers and rewards you can benefit from when playing at a casino using Mastercard.
Welcome Bonus
The most popular casino bonus at any Mastercard casino in the UK is the welcome bonus. Also called a sign up bonus, this is the first offer you can claim from a casino using Mastercard as a new player. It is typically available as a deposit-match deal on your first deposit and may include free spins too.
The bonus funds can generally be used on any games, but may come with variable wagering contribution ratios, such as 100% on slots, and 10% on table games.
No Deposit Bonus
Many Mastercard casinos for UK players offer no deposit bonuses without any financial risk. But you may still be required to add your card as a payment method during the registration process. This can then be used for future deposits if you decide to stick around.
Free Spins
Spin the slot reels for free with free spins from top Mastercard casinos in the UK. This promotion type is available to both new and existing players and will award you with a set number of spins with a fixed monetary value (such as 10p/50p/£1 per spin).
For example, deposit £20 to the casino with Mastercard and get 50 free spins at 10p per spin.
VIP Bonus
Benefit from bigger deposit-match bonuses and enhanced perks with VIP promotions from the best Mastercard casinos. These offers are sometimes referred to as high roller bonuses, with higher minimum deposit requirements in the region of £1,000+.
Loyalty Bonus
Earn rewards and bonuses for your loyalty at the top Mastercard casinos in the UK. This is one of the most popular bonus-types for existing players and often comes as part of a program. Collect points based on your betting activity on certain games and convert them to credits later on.
Some sites also offer ongoing or daily bonuses (like free spins, choose a box, or Plinko drop) without being registered to a program.
Reload Bonus
Any deposit-match bonus that follows your first deposit comes under the banner of a reload bonus. Top up (or reload) your Mastercard casino account with additional funds and receive an extra 25%-100% on top. Reload bonuses may be available as a one-off promotion, or weekly / monthly depending on the site.
Cashback
Some of the best Mastercard casinos in the UK offer cashback when things don’t go your way. Cashback comes with a fixed percentage (such as 10%) and is a great way to mitigate losses. These bonuses are commonly found on live dealer games, but may also be offered on others too.
Tournaments
One of the most exciting promotions at UK Mastercard casinos at the moment comes in the form of tournaments. Compete for prizes against other players by earning a ranking position on the leaderboard.
When you deposit and play at the casino using Mastercard your funds will be available immediately. Allowing you to take part in tournaments within minutes. These competitions usually run for a limited time and are offered by both operators and software providers such as Pragmatic Play.
Mastercard Casino Games
We’ve detailed the top casino games you can play at Mastercard casino sites in the UK. Read about each game-type to see which betting options and variants are available.
Pros and Cons of Mastercard Online Casinos in the UK
If you’re unsure about whether to use your Mastercard at a casino online, we have outlined a few benefits and potential drawbacks of doing so. Here you can see how using a Mastercard affects casino deposit speed, limits, and fees.
Pros 
- Instant deposits
- Enhanced security features
- Eligible to redeem casino bonuses
- Low deposits from £5
- Fast 1-2 hour withdrawals (debit only)
Cons 
- Transaction fees can be high
- Mastercard credit cards only accepted at safe offshore casinos
Best Payment Alternatives to Mastercard Casinos UK
At Techopedia, we understand that you may be on the fence about using your Mastercard at an online casino site. So we’ve listed a few of the most popular alternatives available to UK players.
Visa
Similar to casinos that accept Mastercard, Visa casino sites offer an almost identical experience for real money gaming. You can deposit using a Visa debit, credit, or prepaid card with comparable transaction speeds and fees. As with Mastercard casinos, you can generally only withdraw using a Visa debit card type.
American Express
Whilst American Express (AMEX) is not as big as Mastercard in terms of UK coverage, it is widely accepted at many debit and credit card UK online casinos. It offers a convenient way to gamble online, allowing you to seamlessly add and remove funds to and from your account (depending on card type). Plus benefit from enhanced security and fraud prevention.
Neteller
Neteller is one of the most popular eWallets in the UK and is a viable alternative to using a Mastercard card for casino deposits and withdrawals. It acts as a bridge between your bank and the casino without disclosing sensitive financial information. Like Mastercard, it also offers instant deposits. However, you won’t find it at the fastest UK withdrawal casinos as they typically take one-to-two days and come with commission fees.
Cryptocurrency
Cryptocurrency is a method of payment that is becoming increasingly popular. Whilst it is not as accessible as payment cards at Mastercard casinos in the UK, many sites based outside of the country or UK casinos not on Gamstop offer it. You can deposit and withdraw with cryptos like Bitcoin, Ethereum, and Tether, with fast transactions and considerably lower fees than many other methods.
Payment Alternatives Compared
Use the table below to compare the experience of using Mastercard at an online casino with other payment methods. You can see side-by-side which method is most likely to be found at the best payout casinos UK for withdrawal speed, limits, and fees.
| Method | Min / Max Deposit | Min / Max Withdrawal | Deposit Speed | Withdrawal Speed | Fees |
| Mastercard | £5 / £2,000 | £10 / £2,000 | Instant | 1-2 hours | 0% |
| Visa | £5 / £2,000 | £10 / £2,000 | Instant | 1-2 hours | 0% |
| American Express | £5 / £2,000 | £10 / £2,000 | Instant | 1-2 hours | 0% |
| Neteller | £10 / £1,000 | £10 / £1,000 | Instant | 1-2 days | 2-3% |
| Cryptocurrency | £20 / £5,000 | £10 / £5,000 | Instant | 15 minutes | 1% |
How We Test and Review Online Casinos
300+ Casino Sites Reviewed
200+ Software Providers Tested
200+ Hours of Research Every Month
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There are a few important things to consider when you join an online casino, and it’s useful to have the full picture before you sign up.
Here at Techopedia, we follow a tried and tested review process that covers the key features and allows us to rank casinos accordingly.
Our experts carefully analyze:
- Games and variety
- Bonuses and promotions
- Payment methods
- Online security protocols
- Customer support
- Licensing
…and more.
Learn more about our process and see how we rate casinos on Techopedia.
Best Mastercard Casino – Our Verdict
The best Mastercard casinos in the UK offer you a flexible way to gamble on your mobile, tablet, or desktop computer. It is one of the most widely accepted payment methods and comes with a tonne of sophisticated security features for peace of mind.
Along with enhanced protection of your funds, you can use your Mastercard at casino sites to redeem almost every bonus type. These include welcome offers, reloads, cashback, and loyalty rewards. What’s more, it comes with instant deposits every time and fast withdrawals between one-to-two hours.
FAQs
Do UK casinos accept Mastercard?
Can I claim a welcome bonus at Mastercard casinos in the UK?
Are deposits and withdrawals with Mastercard free at UK casinos?
Can I withdraw winnings instantly at Mastercard Casinos UK?
Affiliate Disclosure: Techopedia may receive advertising commissions for visits to a suggested operator through our affiliate links, at no added cost to you. However, all our recommendations are unbiased and follow a thorough review process. Gambling can be addictive, please play responsibly and you must be of legal gambling age.
References
- https://www.gamstop.co.uk/ (Gamstop)
- https://www.mastercard.co.uk/en-gb/personal/find-a-card.html (Mastercard UK)
- https://www.pcisecuritystandards.org/ (PCI Security Standards)
- https://www.wearepay.uk/what-we-do/payment-systems/faster-payment-system/ (We Are Pay UK)
- https://www.ecb.europa.eu/press/intro/mip-online/2018/html/1803_revisedpsd.en.html (European Central Bank)
- https://www.neteller.com/en/fees/ (Neteller)
